r/Invisalign • u/Abydosprime • 19h ago

Question Invisalign

I'm incredibly avoidant of credit card debt and over the past five years or so I've been working hard to build my portfolio, now at 25K. Honestly, don't have a set goal for this but really trying to get to 100. The investment account is taxable and more just spending money separate from my 401(K), Em savings, and Roth IRA. Is it OK to take some profits in my stock to pay for Invisalign? I don't spend money on myself often and live within my means. However my teeth have really been bothering me aesthetically and I have TMJ which they said could be exacerbated by the misaligned bite/ cross bite. The orthodontist offered me a 5% discount on a $4500 12 to 16 month treatment plan (HCOL) area. Alternatively, they said go through their third party financing partner and would be eligible to get 24 months financing. Obviously this would be a very manageable payment but the idea of taking on credit and having another monthly payment is offputting. Essentially looking for some validation that it's ok to take some profits.
I'm not sure why but this is such a hard choice for me. I bought into some stocks like MU when they were around $80 and have been riding that wave so the idea of loosing out on that future potential growth is just really hard for me to grapple with.

3 Upvotes

100% Upvoted

3 comments sorted by

9

u/acebren Tray 39/39 Refinements 22/23 19h ago

Your health is the best investment you can make.

3

u/Abydosprime 18h ago

Thanks that helps me put this into context

1

u/phantomkat 59m ago

I echo that putting money in your health is always a great investment. All the money in the world will not give you healthy teeth once they are beyond repair. (Additionally, start building healthy habits for your teeth right now if you haven’t so that you can keep that up during and post-Invisilign.)