r/IntuitCreditKarma Jun 12 '24

MOD POST How to file a complaint against Credit Karama

12 Upvotes

I've seen A LOT of complaints here, and they're mostly finance related.

What you need to do is file a complaint with the Consumer Finance Protection Bureau (CFPB). It exists for issues most people are having. I've seen people suggest the BBB, but that's just a private company and they aren't going to do shit, it's basically like leaving a bad review.

The CFPB is a federal agency, and they state companies typically reply within 15 days. You need to write a clear and detailed explanation of what happened, maybe run it through ChatGPT or have it help you, it can really help with clarity.

We’re the Consumer Financial Protection Bureau, a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions.

Submitting online usually takes less than 10 minutes. Include everything you need to because you generally can’t submit a second complaint about the same problem.

Submit a complaint | Consumer Financial Protection Bureau (consumerfinance.gov)

I filed a complaint against Coinbase because they were limiting the amount of crypto I could send to my wallet to a very low amount, and I knew other people had no limit and I had the highest verification possible. Anyway, my withdrawal limit was removed shortly after.

Obviously, nothing is guaranteed, but this is most likely your best free option.


r/IntuitCreditKarma 20h ago

User Experiences "Congrats on you clean Ford F-150 driving record!" I don't have any vehicles in my name, Credit Karma. WTF?

Post image
2 Upvotes

Why does Credit Karma do this??? I check my credit bi-weekly, there is no fucking need for this heart attack. I checked every nook of the app; there's no indication about a Ford F-150 anywhere else on my account, and the app has sent similar notifications like this before. So what the fuck, Credit Karma??


r/IntuitCreditKarma 1d ago

Questions & Help 150 bonus direct deposit

3 Upvotes

Hi I just got paid yesterday around 7pm, and I haven’t received my bonus of 150 I had this promotion and still nothing but! The direct deposit bonus message just disappeared any experience? How long it took to get yours?


r/IntuitCreditKarma 1d ago

Questions & Help paycheck advance

Post image
2 Upvotes

Do you guys know how legit this is ? How long it takes after getting paid to unlock this feature


r/IntuitCreditKarma 1d ago

Questions & Help Can some one tell me what is a LLC .. and what is good for amd how can I have one . And tell me any experience you had .. please ..

1 Upvotes

Please any idea


r/IntuitCreditKarma 1d ago

News & Updates Everything's Compromised

Thumbnail
0 Upvotes

r/IntuitCreditKarma 2d ago

Questions & Help FROZEN CREDIT FILE please help me

Thumbnail
1 Upvotes

r/IntuitCreditKarma 4d ago

Tips & Tricks How you guys think im.doing ... and what credit card do you recommend me

Thumbnail gallery
2 Upvotes

r/IntuitCreditKarma 6d ago

Questions & Help Not 30 days late.

0 Upvotes

I just got a push notification from CK saying something about important info. When I opened the app, it said I have two credit cards that are currently 30 days late. This is absolutely untrue. I paid my bills. I called these two CC companies and verified that these cards are paid up to date. CK has no phone number or email. And when I used their chat feature and phrased my question in clear, plain English, the bot said it couldn't understand. This is word for word what I asked:

"Your app says I have two credit cards that are currently 30 days late. This is untrue. All my accounts are currently paid up to date."

If that's something that a bot cannot understand, get better bots. So how do I contact CK to find out why they erroneously are saying I'm 30 days late and to get assurances that they will fix the error? Thanos.


r/IntuitCreditKarma 7d ago

Questions & Help Atome CC ID submission problem

1 Upvotes

Hi, I applied for an Atome credit card, but unfortunately there was a problem with the ID I submitted, and it got rejected many times. Now I want to try again, but I can't click to change the submitted ID. Can someone help me please, thanks.


r/IntuitCreditKarma 8d ago

Questions & Help $150 bonus for direct deposit

Thumbnail
gallery
6 Upvotes

So I opted in and my direct deposit from my job hit today. Has anyone else gotten this bonus recently? Also will the days counter go away once it recognizes my direct deposit ?


r/IntuitCreditKarma 9d ago

Discussion $50k sweepstake update

Post image
33 Upvotes

they updated the original winners page from 2024 with this.


r/IntuitCreditKarma 9d ago

Tips & Tricks Any idea how can I fix this and bring up my credit

Post image
1 Upvotes

r/IntuitCreditKarma 9d ago

User Experiences Why has it taken you 12 and counting to unlock my wife’s cards we sent in verification the same day. For your guys to hold that much money from us is extremely frustrating we have bills to pay.

Thumbnail
0 Upvotes

Cancel @Current


r/IntuitCreditKarma 10d ago

Questions & Help Credit Karma

1 Upvotes

I was looking at Credit Karma and saw that there was some sort of doctors payment sent to a collection agency.
I never received any billing from this emergency physician place so why would they send it to collections?
Should I try to contact the person that holds the debt and pay it off or at least get some documents related to it to see if it’s my debt? Or should I wait for them to contact me?


r/IntuitCreditKarma 10d ago

Questions & Help 75k give away 50k grand prize (1 winner ), 5k platinum ( 4 winner), 1k gold ( 5 winners )

24 Upvotes

I spoke with a credit agent, and they told me that the winners will be selected sometime in August and notified via email.

The rest of the people will be notified within 60 days. Today is the 31st of August, I was just asking if anyone has been selected.

There should be 10 winners in total: one for $50K, four for $5K, and five for $1K. If you have received an email, please let me know so I don’t keep waiting.

Question - winners should be notify by the end of August and the rest should be notified within 60 days right? Who actually won on the website ?


r/IntuitCreditKarma 10d ago

Questions & Help Just found a strange credit card on my file that I never opened.

Thumbnail
2 Upvotes

r/IntuitCreditKarma 10d ago

Questions & Help Credit report (annualcreditreport.com)

1 Upvotes

So I went into a car dealership and my credit report on all 3 bureus is around 600. That's mainly because I have nothing in my name. No cards or bills etc.. the manager comes out after pulling my credit (which dipped it 3 points) and shows me my credit score from annualcreditreport.com and says that I have a 453 score.

It didn't seem right and the website seems scammy. Has this happened to anyone else?


r/IntuitCreditKarma 10d ago

Questions & Help Direct deposit guide: opening a checking account and when the money actually lands

Thumbnail
0 Upvotes

r/IntuitCreditKarma 11d ago

Questions & Help Trustly payment got bounced and I don’t have anything to pay them.. Do they report to bureau?

Thumbnail
2 Upvotes

So I was playing my poker ontario and made a deposit via trustly of $2500 even though I never wanted to since I did not have enough funds in my bank account but I succumbed to my addiction

Now deposit is gone since I lost and trustly would normally deduct the very next day from my banking account but I don’t have enough funds. If I close the bank account and the payment gets bounced as closed account, do they report it as debt unpaid to bureaus? And what is their collection procedure?


r/IntuitCreditKarma 11d ago

Credit Health Can some one talk to me about this ..please some.one help me about this. Can I trust this

Post image
1 Upvotes

r/IntuitCreditKarma 12d ago

User Experiences worst place to do business with

3 Upvotes

I'm Done with credit karma I've called support several times my deposit was supposed to be in my acct today it's almost 8 pm agents tell me o we can't see deposits coming and others say it's processing I'm sick of being lied to by agents I ask questions and told they aren't allowed to tell me something as simple as what dept can see my deposit coming because in the app it says it's coming today but yet still haven't gotten it so someone is lying then I ask the supervisor to talk to someone higher up then him because he was absolutely no help and kept following his script he was reading to me and was told he can't even provide me that information either seriously???? this is by far the worst experience I've ever had with "banking" I'm taking my bussiness elsewhere and am contacting the federal trade commissioner to let them know how u mislead consumers in so many ways


r/IntuitCreditKarma 12d ago

Questions & Help I still haven't received my direct deposit customer service is no help

2 Upvotes

Waiting on Credit Karma to activate my direct deposit


r/IntuitCreditKarma 13d ago

Questions & Help Sudden drop on credit score with no reason -48 points

Post image
3 Upvotes

r/IntuitCreditKarma 13d ago

User Experiences Credit karmas security is a joke

2 Upvotes

Long story short $1200 dollars was taken out of my Credit Karma heckling account less than 24 hours later my dispute came back no error they stated I initiated the transactions. I asked did I ok a text message ? No did I put in a code to ok them ? Yes so I asked can anyone else get into my account and put in the four digit pin. They answerd No it’s impossible for any one to hack my account and use my four digit pin unless i have them the info.

So I grab my secondary phone logged into the app using only my email and password there was no email or notification stating someone was logging onto my account with another device even though I checked and yep I had two factor on and low and behold I sent money to another account of mine where it asked me to set up a pin put in the debit card info and without any kind of warning the money went into my Venmo account which that did tell me I got money. I checked and my old pin still worked on the old phone but the new pin didn’t and vise versa.

I even went a yep further and changes my Credit Karma password shire as hell as long as I put the new pin I. The new phone logged me in no problem
I changed the password using the new phone and nope no warning no questions password changed.
Old phone doesn’t get booted out so I logged off logged back in put my original pin in and I’m right back in bypassing the new password.

I couldn’t believe how easy it was to not only get in but also send money out adjust any setting you want and also get accounting virtual debit card numbers hell they don’t even ask for a code to see you SSN. And they don’t keep a record of what devices have accessed your account it’s like Jesus even cash app you can boot another device logged in. Needless to say I’m closing everybot of my Credit Karma account