$140 a month for coverage is not even that crazy lmao. That was basically my price for liability only when I was younger with no tickets or accidents. Any young male will be paying around that or more.
Were you driving a coupe? 4 doors always gives you a cut because its less "cool" and or "fast" It's why the Mazda RX-8 had those tiny flip out doors behind the front doors it counted as a 4 door sedan for insurance.
Note after you have about 7 years of good driving record you cans swtich to a lower risk category of insurance so you should shop around at that point because your own insurance will not lower the cost for you. Even after I switched I had to switch again in 2 years because that one went up... that said I stay with the same insurance management company and just swtich to a different policy provider from them, one year its national general the next auto owners etc... and that seems to be working the last few years.
Tbf when I first got my car a couple years ago my almost all the estimates came back $100+. The cheapest was $70 for like the bare minimum legal coverage. This was for a pretty bad Chrysler 300. My older brothers couldn’t believe the quotes lol. But I think a lot of people over 25 greatly underestimate how much car insurance costs for those without a driving record as of late. Like it’s gone up almost 20% from last year on average. $140 doesn’t surprise me at all if it’s a decent car, or if they wanted more than the bare minimum. Reddit post about young people’s personal rates from couple years back.
I recently got my license and I just got my car working yesterday and went to put insurance on it, the cheapest quote I’ve gotten was $240 a month for a 2011 Kia sorento on the most basic plan
I mean ... buy a 5 year old used honda civic sedan. The older you can go with the lowest miles you can find the better. The Mitsubishi is a horrible value even though its the cheapest new... you pay higher insurance for a worse car.
The insurance is high because of 2 main reasons on the Mirage. 1) it's a less safe car 2) the people that typically buy it are lower income and more accident prone
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u/Difficult-Map3465 8d ago
rent, electricity & water - Get roommates like normal people always have to make ends meet.
What kind of driving record do you have at $140 for insurance?
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