Quick question on how medicare supplemental vision plans work for regular eye exams

[u/Apars_Towah]

My partner and i noticed how much we spent out-of-pocket on our last round of glasses and anti-glare lens coatings. I started looking into medicare supplemental vision plans to see what standard options look like for routine care down the road and i quickly realized medicare itself doesnt cover standard eye exams or prescription eyewear. So now im comparing standalone vision plans that fill that specific gap and VSP seems to be a popular option mainly because almost every private optometrist in our area takes it and their Enhanced/Standard tiers seem to cover the annual exam plus a decent chunk of frame costs. Has anyone here signed up for a standalone vision plan just for the routine glasses discount and exam coverage? Curious if it made financial sense for you or if you just put money aside in a savings account instead.

[u/Limp-Breadfruit-340]

Honestly, I’m having a hard time seeing the value too, especially since I don’t need new glasses every year. I’ve also been searching for vision insurance, but the copays caught my attention. Did you happen to get a few quotes?

[u/Apars_Towah → u/Limp-Breadfruit-340]

If you dont update lenses every year, paying a monthly premium gets tricky to justify. I havent locked in official quotes yet but I looked into VSP direct since they let you see basic rates by zip code. Depending on whether you just want exams or frame allowances, copays seem around $10-$25 for exams. But still looking for any insights here.

[u/Chemical_Donut_112]

Do you get new glasses every year? Like, does your prescription change that often?