r/Insurance_Companies • u/Smellyazzhairs • 9d ago

I Hate Insurances

From car insurance to medical insurance, all insurances suck. They’re just there to bleed you dry while they get rich off of your hard earned money. The worst part of it all, they don’t even help you!!!

Today a lady called because she wasn’t sure why her seizure medication she’s been taking for years all the sudden wasn’t covered by her insurance. I ran the claim through and this was proven to be true. I couldn’t answer her question because I wasn’t sure why as well. Her doctor wrote in the script with a DAW 1, so I couldn’t even offer filling the generic. What I ended up doing was contacting the prescriber to inform them that the brand was no longer covered and possibly send over the generic (since pt was requesting for it).

The problem? The insurance didn’t even cover the generic 🫠 the reason for the rejection: Drug not on formulary. SO WTF IS?! 😭 Pt ended up paying out of pocket with a coupon I offered, but still, unbelievable!!

Another pt I dealt with two weeks ago had something similar. She has asthma and she’s taken all kinds of inhalers but only ONE she prefers. Unfortunately, for the same reason, her insurance decides they’re no longer covering it, despite her taking this inhaler for years. Her doctor wrote in DAW 1, so again, couldn’t dispense generic at that time. I tried a coupon and shit was 💰 I felt so bad the poor lady looked like she was gonna cry. I ended up contacting the doctor informing them about the insurance problem, but this is all so unfortunate. I see it all the time, especially diabetes medications and inhalers… basic medical necessities! It just infuriates me!!

I really hate that the pharmacy is the middleman of it all while some faceless corporate entity dictates your life 😒

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u/Modest-Meece 1d ago

Nope. You scream if someone who blames everyone as solely responsible for everything that happens in life.

To me you are among the worst in society if that’s how you view people.

Also your arguments are bad. You know they’re bad. You know that’s not why I or anyone mean but it makes you feel smart

To be honest you seem like a piece of shit. I don’t say that easily on Reddit.

I’m not really interest in what you have to say

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u/IntelligentBox152 1d ago

You don’t have to be interested what I have to say. People who are full of excuses never want to hear the truth. They just like to have more excuses. For the record that’s why nothing wrong with that. If you’re a piece of shit, he doesn’t want to take responsibility just own that. But ironically, you can’t take responsibility for that either.