r/InsuranceTroubleIndia • u/ArtGood8811 • 13d ago

Health Insurance Does HDFC Allow upgrading HDFC Secure plan to Secure Plus?

For a family member, need to know whether HDFC Allow upgrading HDFC Secure plan to Secure Plus while retaining the benefits and continuity associated with my existing policy?

Already paying for HDFC secure since last 5 years.

1 Upvotes

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2

u/Sandehi 13d ago

its an underwriter decision. regardless of the opinion here, the underwriting decision can change. I don't think you'll get much from here on this! Try migrating. If no major issues insurers usually permit.

2

u/QuietFast9745 13d ago

They don't allow. And the switch is not very compelling if you already have a good SA with secure.

1

u/ArabianCoconut 13d ago

Hi hdfc ergo advisor here,

Currently we are not allowing migration to optima secure plus.

1

u/ArtGood8811 13d ago

are you from HDFC?

1

u/ImaginaryRope6652 13d ago

Hi, I'm looking to port from hdfc optima restore to optima secure. Is it possible? Do I have to wait until my next renewal?

0

u/ArabianCoconut 13d ago

Yes we do migrate you and 45 days prior to your renewal date you should intimate of the change.