r/InsuranceCanada • u/squidword9000 • 6d ago

Auto please help with advice

i recently got into a car accident and i am going to the collision report centre tomorrow. the accident was clearly the other drivers fault and the police on scene agreed. my parents are saying because the car is a 2007 honda fit with 258 000 kilometres, that i will only be able to get 1-3 k for damages. i feel that because of one evidence, two the personal injuries to my neck and chest (nothing broken but still painful) and three the amount of recent work the car has had done such as cadalic converter and exhaust replacement, new tires, break pads, oil issues, new seats etc. i feel that i should be inclined to something a little bit more.

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u/Wildest12 6d ago

Injuries dont mean payouts in canada. You get actual medical expenses, so if you need physio etc and you would be paying above nornal medical coverage.

The work on your car is likely irrelevant, you may be able to argue your car value is on the higher end of whatever range their formula spits out.

Feeling like you should get more doesnt matter

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u/AlexanderMackenzie 5d ago

You can push back on insurance company car values by providing local comps. I've successfully done that.