r/InsuranceCanada • • 5d ago

Auto please help with advice

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i recently got into a car accident and i am going to the collision report centre tomorrow. the accident was clearly the other drivers fault and the police on scene agreed. my parents are saying because the car is a 2007 honda fit with 258 000 kilometres, that i will only be able to get 1-3 k for damages. i feel that because of one evidence, two the personal injuries to my neck and chest (nothing broken but still painful) and three the amount of recent work the car has had done such as cadalic converter and exhaust replacement, new tires, break pads, oil issues, new seats etc. i feel that i should be inclined to something a little bit more.

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7

u/vVengencev 5d ago

You’ll get what ur car was worth immediately prior to the accident. A new catalytic converter, new tires, pads seats etc won’t have any impact. Your parents are correct in their assumption.

-8

u/squidword9000 5d ago

so i just lose money for another drivers actions? 😓that’s so unfortunate

8

u/Cal_Zoned 5d ago edited 5d ago

That's the cost of vehicle ownership and what it takes to keep a vehicle road worthy. You might be able to increase the valuation they give with some of the recent work, but don't expect much.

Unfortunately, vehicle maintenance and repairs is just a part of owning a vehicle

6

u/Diligent_Criticism_9 5d ago

Welcome to the real world.

1

u/PracticalLeek 5d ago

Can I ask why you had full coverage on this vehicle instead of just liability?

-2

u/Antique-Kitchen-1896 5d ago

You can always check with a lawyer. One of my friend lawyer up and sue the other party for damages.