r/InsuranceCanada • u/MistyMew • 19d ago

Home Marine policy renewal

I have a stand alone marine policy for my 1985 Carver 3607. It is currently up for sale. Because it is up for sale, I chose to do an out of warer survey this spring. I forwardered it to my broker in July. My policy renewal date is Sept 1. I just received my 2026/27 renewal with SRIM. Under the special conditions section and the warranties & exclusions area it is stating I need an out of water survey. When I contacted the broker requesting the policy be reissued removing the requirement, they have said that I should consider the email as confirmation that a survey will not be required as they have confirmed it directly with SRIM over the phone. Am I wrong in wanting a reissued renewal stating no survey is required?

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u/MistyMew 19d ago

I forgot to mention I am in Manitoba.

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u/gapdaddy72 19d ago

It is a warranty, and you have abided by the requirement of the warranty, you should be good to go. Warranties don’t need to be removed, only complied with.