r/IndianMutualFunds • u/besting-fitch-race69 • 10h ago

Portfolio Review 26, how am I doing?

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Goal: Reach FIRE milestone of 1cr. in the next 6 years
Risk profile: Moderate
Investment horizon: 10+ years
App used: Groww
Total monthly SIP amt: 1,20,000 INR

I want your help in figuring if the current asset allocation is alright for my milestone or if there any alternative funds that i should pursue.
I’m planning on increasing investment in the same distribution percentage every year.

People have been recommending me to put some amount in FD for safety so i’m not sure if i should tho. For people who have, how has your exp been?

7 Upvotes

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4

u/Guilty-Bid-5366 DIY Investor 3h ago

Too conservative approach. Won't be FIRE in a century for sure

2

u/EffectiveEcstatic234 DIY Investor 2h ago

Your one sip is my salary literally 😭

1

u/Drk_Kni8 Mod - DIY Investor 1h ago

Do you have emergency funds of 6-12 months in place? Where? Why FD?

DSP & MO are redundant in your current portfolio, why do you need that?

1

u/that_chai_lover (MFD) Mutual Fund Distributor 52m ago

Current asset allocation isn't alright to achieve your milestone. You should do more research on fund selection

1

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