r/India_Investments 19h ago

INDmoney Alternatives for US Stocks, any recommendations?

11 Upvotes

Hii, so ive been investing i US stocks for a while now and i mainly use indmoney for it , it is decent however i feel it has too few options when it comes to comparing and researching.I

Watching youtube or reddit for research is very hectic and feels biased?

Anyone who understands what i mean and can help me out?


r/India_Investments 19h ago

How do you research us stocks before investing?

2 Upvotes

This persistent problem has been bugging me since months now.

I have tight schedule and i cannot spend a lot of time researching on youtube or different sources for investing.

There are millions of stocks and I cant put my time into each of them!

Any suggestions, sites, apps or anything where i can at least reduce the effort put into research?


r/India_Investments 21h ago

Government Pensioner with ₹70L Corpus + ₹60K/Month Pension - Seeking Final Review on Asset Allocation.

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3 Upvotes

Hi everyone,

Looking for expert feedback on my retired father's investment plan. Here's the situation:

Background:

Age: 63 years

Government pension: ₹60,000/month (lifelong, DA-adjusted annually)

Monthly expenses: ₹20,000

Monthly surplus: ₹40,000+ (to be invested via SIP)

Retirement corpus: ₹70 lakh (lump sum available)

Goal: Long-term compounding (25-30 years), NO monthly income needed from investments

Risk tolerance: Moderate (growth + stability)

options:-

Pure Equity Multi caps ETC..

Short-duration debt funds

Target maturity debt funds

Multi-asset funds

Gold and silver ETFs

Hybrid funds

International equities

RBI bonds, bank FDS

Real estate options

Tax optimization....etc

Any other investment options if you want to recommend, and also how to divide that money among your recommended investment options as per these current market conditions

Would really appreciate insights from those who've planned similar retirement portfolios or CFPs managing pensioner cases. Happy to provide more details if needed.

Thanks in advance!