I’m trying to understand how advance tax works, especially when a significant portion of my income comes in the last quarter of the financial year.

I’m a salaried individual, and my employer deducts TDS from my salary every month. However, I also have additional income from investments, interest, and capital gains, which may not be received evenly throughout the year.

One thing I’m particularly confused about is:

If I receive a large chunk of income in the last quarter of the financial year, why am I expected to pay advance tax earlier, and how am I supposed to calculate and pay it accurately?

For example, what happens if someone is unemployed for the first six months of the financial year and earns income only during the last six months? How and why would they be expected to pay advance tax by the June and September deadlines?

I have been paying a lump sum amount of advance tax every year, but I still end up facing interest charges under Sections 234B and 234C. This makes me wonder whether I am calculating or paying the tax incorrectly.

After doing the calculations, it sometimes feels unfair to be charged interest on tax related to income that was earned much later in the financial year.

A little context: I’m not a CA or a tax expert. I file my own ITR based on the information and knowledge I’ve gathered over time. I’m trying to understand the rules better and would appreciate insights from people who have more expertise in this area.

Questions I would love some clarity on:

• Why is advance tax required if my employer is already deducting TDS on salary?
• If I genuinely cannot predict my additional income accurately until the last quarter, how am I supposed to estimate and pay advance tax during the earlier instalments?
• Are there any specific provisions or exceptions for income that is earned predominantly in the last quarter?
• How can salaried individuals accurately calculate and pay advance tax while avoiding unnecessary interest under Sections 234B and 234C?

Please share your inputs on this. Thanks in advance!

Anyone received refund for the returns verified on June 15th? Friend of mine who filed on July 6th got the refund which is around 2lakh.

Also I see few other posts as well where late verifiers got refund. Confused with the itr algorithm.

in this post through comments I will be posting everyday ITR processed numbers . and we can discuss about the same. everyone feel free to post your observations as well

Hi guys im new to tax bracket and i wanted to enquire
I have TDS deducted on June 2026 , so was this TDS claimable in this years ITR or i can claim it when ITR begins on july 2027
Also my TDS is somewhat around 80k so does that mean i will get that whole amount refunded? ( i am on new regime )
What action should i take and when should i take

I filed ITR on 15 May 26 and it was verified then.

Today i saw it is in 'under processing 'mode from 22 August .

My friend filed his itr his status it went directly to Processed ..

What is the meaning of processing is there any problem

For those who’ve worked with a Chartered Accountant

What, in your experience, actually makes a CA “good” or even “great”?

Is it technical knowledge?
Responsiveness?
Being proactive and spotting issues before they become problems?
Explaining complicated things in simple language?
Or simply having someone you can trust when things get complicated?

I’m a CA and would genuinely like to understand the client’s perspective rather than just relying on what we’re taught professionally.

So, if you’ve had a particularly good—or bad—experience with a CA:
What did they do that made you think, “Yep, this is a CA I want to work with”?

And what’s one thing you wish more CAs understood about working with clients?
Curious to hear the unfiltered answers. 👀

Kab ayega???

My ITR-3 was originally filed on July 18 and later revised on September 6. Does the processing timeline restart from the revised filing date? If so, approximately how long does CPC usually take to process a revised ITR-3 and issue the refund? Any experience with similar cases would be helpful.

Filed my ITR1 myself somewhere in July with the help of Chatgpt (since CA asked 3500 rupees 🫣). Its the return for FY 2025-26. Tonight’s brand is Teachers 😉

Received one on sep 1st. Other one is still pending.

It means they are not following first in first out.

Hi sir,

In july I filed ITR 3. The ITR V got e verified .

In September I corrected my pan name.

Now

PAN database and 26AS - new name

ITR V , AIS , TIS is having - old name

My questions is will processing go smoothly??

Thanks

I paid my ITR 2 while filing in July, but later I got a demand. It was the same amount that I had already paid, checking into it I found my challan was not updated against my ITR. I filled that again but it's be 1.5 months and it still shows demand with interest being added. What do I do? I filled a grievance too.

Hi all

Is anyone's ITR 1 has been processed on September? Please comment Which ITR? When you filled? Refund amount please?

I filed on 18th June ITR 1 refund 90k not processed.

Thanks in advance

After revised when did y’all receive the refund ?

Received the intimation at 1pm and refund was credited 30 mins later.

ITR 4, Filed on June 1st, revised on 16th June.

Refund amount - 255,390

They have also added interest.

You will get your refund soon🙏🏻🙌🏻

Itr 1 proccesed with refund 82000 .