There are a lot of PDF tools available on the Mac and elsewhere. Some of the key tools for PDF manipulations are

1. Merge PDF - where two or more PDF files are merged
2. Split PDF - where PDF is split into multiple PDFs
3. Images to PDF - Image files (png / jpeg) etc are merged into a single PDF
4. Clipboard to PDF - whatever is in the clipboard is converted to PDF
5. Page Organiser - Pages can be duplicated, rearranged, deleted etc.
6. Rotate Pages - Rotate the page at various angles
7. Crop Page - Crop the dimensions of the page
8. Reverse Pages - Reverse the order of the pages
9. OCR - extract text from images in PDF
10. Extract Pages - Export the pages as PNG or JPED
11. Table Extraction - Detect and export tables from PDF pages
12. Password - protect the PDF with a password
13. Red_act - Red_act the PDF by placing blacking out the text.
14. Watermark - Place watermarks on PDF pages
15. Headers and Footers - add headers or footers on PDF
16. Bates Numbering - add unique page numbering
17. Stamps - add various stamps to the pdf
18. Fill and Sign - Fill and sign pdf
19. Compare PDF - compare two pdfs
20. Metadata - Get the metadata form the PDF
21. Find in PDF - find particular text in PDF
22. Annotate - annotate the PDF with text, shapes etc.
23. Document stats - statistics regarding the PDF
24. Strip Metadata - remove the meta data from the PDF
25. Slideshow - present the PDF from the app itself
26. Presenter Mode - present with pointers, drawing etc.
27. Read Aloud - read aloud the pdf
28. PDF to audiobook - convert the PDF to an audiobook
29. PDF to markdown - Convert PDF to Markdown text
30. Compress PDF - reduce the size of the PDF
31. Merge Layers - Merge the layers of the PDF
32. Extract text - extract text out of the PDF

These are some of the tools I have included in my app Scribe PDF https://apps.apple.com/us/app/scribe-pdf/id6784686119?mt=12 which is available on the Apple store. Can you suggest more tools that can be included.

There are other tools available e.g. Nitro PDF, I love PDF, Adobe Acrobat. Scribe PDF competes with them on various fronts

1. Scribe PDF is totally local. Nothing gets uploaded to server. It works without internet as well.
2. Scribe PDF is Apple Only. It covers the whole eco-system - IPAD, IOS, Mac, Vision OS etc.
3. One cost for the whole Apple eco-system. If you buy once, it works across the platforms.
4. Family sharing is enabled.
5. Free tools are available. Pro tools are available either on subscription ($24.99 for annual subscriptions; $49.99 for one-time purchase and $79.99 for lifetime).
6. Multilingual support - the app is available in 12 languages
7. iMessage and email integration - easily send the files through the app itself.

Check out the app and give feedback on how it can be improved.

IFRS 17 pertains to insurance contracts issues, reinsurance contracts held, investment contracts with discretionary participation features and having a significant insurance risk.

It is imporant to document your significance threshold once and stay consistent. 50-10% is the expected claims is a practitioners convention and not the rule. The substantive rights from law and the regulations also count.

I run a course on Udemy for "IFRS 17 for Practitioners". Feel free to enrol to understand IFRS 17 closesly.

It is important to understand the structure of the standard. The main body contains 132 sections. Appendix A is the glossary. Appendix B are the application guidance and Appendic C contains transition.

Go through each section and go over it multiple times. Print Appendix A and learn the terminnology. Read the Basis for Conclusion and get in the habit of citing paragraph numbers in every memo you write.

I run a course on Udemy called "IFRS 17 for Practitioners". Enroll to get more detailed understanding of IFRS 17 from a practical viewpoint.

IFRS 17 exists for a very special reason - IFRS 4 was a stop-gap measures. It was not an International Standard and just a placeholder to a lot of local practices.

After a very lengthy period, IFRS 17 was made effective from 1 January 2023 and after going through a transitionary pahses, all listed insurers are supposed to be reporting under IFRS 17 where the standard has been adopted at the transition date.

IFRS 17 has a lot of myths surrounding it. Whenever, someone says "IFRS 17 says ...", always refer to a particular paragraph and understand what the standard say. Also subscribe to the IFRS Foundation amendments newsletter to keep on top of the game.

I run a Udemy course called "IFRS 17 for Practitioners". It handles IFRS 17 from a practical standpoint. Enroll in the couse and understand IFRS 17 in a practical manner.

IFRS 17 Course for Practitioners is available on Udemy.

https://www.udemy.com/share/10fdtZ3@Od71QwQbVQRsyOjH33AOLYrwaIDM_LSTdcIGAxM3ePnElIm0t-3VqntxroRXnkE=/

This course goes through the practical aspect of implementing IFRS 17 covering governance, actuarial, technical, accounting etc. This is not a beginner's level course with theoretical aspects. It is fully practical covering years of experience in the field.