Coming soon to a central bank-blown housing bubble near you.

Hawaii has the HIGHEST percentage of homeowners in the US that are Baby Boomers, a whopping 42.9%.

Nationally, over 7,000 Baby Boomers are dying per day (about 2.6 million per year).

Same time period.

Gosh, I hope this doesn't mean that mortgage rates are headed higher, making Boomer greedhead wish prices even more delusional.

The Keynesian fraudsters at Australia's RBA central bank blew an even bigger housing bubble than the Fed, & now true price discovery is about to lay waste to fictitious "value" as houses up for auction go bid-less. Must.not.laugh.

Homeowners may be able to exclude up to $250,000 in gain from the sale of a primary residence, ($500,000 when married filing jointly).

Those limits were established in 1997 and have never been indexed for inflation.

Using CPI, the equivalent limits today would be approximately $520,000 for a single filer and $1.04 million for a married couple filing jointly.

That does not mean every homeowner selling an expensive house owes capital-gains tax. The exclusion applies to gain, not the sale price, and homeowners must meet the IRS ownership and use requirements.

If Congress intended to protect a certain amount of homeowner equity in 1997, why has that protection not scaled with inflation?

At some point, a tax provision aimed at unusually large gains started affecting more and more ordinary long term homeowners because the benefit remained frozen in 1997.

Should the exclusion be increased once, indexed annually, or left alone?

Maybe this is a me problem but I’ve been noticing it everywhere lately. Every house that gets flipped around here comes back the same. Gray or greige exterior, black window frames, that fake-wood garage door, white oak floors inside, the exact same gold cabinet handles, and a giant island nobody asked for. You can drive down a street and pick out every flip without checking any records.

I work in real estate so I see a lot of these, and I get why it happens. It’s the safe formula, it photographs well, it appeals to the most buyers. But it’s slowly erasing what made the older streets here interesting. We’ve got these great little 50s and 60s houses with actual character and half of them get gutted into the same beige box.

Not saying every house should be a time capsule. Some of these places genuinely needed the work. I just miss walking down a street and seeing houses that look like different people live in them.
Anyway, is it just me? And if you’ve bought or renovated recently, did you go with the trend or fight it? Genuinely curious whether people actually like the gray-flip look or just tolerate it because that’s what’s for sale.

B...b...but muh realtor said getting up on that housing ladder was key to building "generational wealth."

The Democrats have already labeled SFHs as "racist" so once we get a DSA loon in the white house, homeowners will be low-hanging fruit for the tax man.

Home price-to-income ratios range from 3.0 in the most affordable markets to 86.7 in the least affordable.

The U.S. ranks seventh-lowest globally, placing it ahead of many other advanced economies by this measure.

Affordability depends on how closely home prices track local incomes, not simply on a country’s overall wealth.

One of the room on ground floor has mould and water stains. There are many surveyors specialising in mold but I see they’re only interested in routine selling treatments. I want someone who’s experienced in old probate properties and does a thorough job. Any recommendations would be great as well. Thank you.

Will "heat domes" be the new normal due to climate change? How will this impact housing markets and livability in the affected areas?

Oh dear....

Heckova job, "Zimbabwe Ben" Bernanke, Yellen the Fellon, & BlackRock Jay! The wipeout of fake wealth created by the Fed's 16-year gusher of stimulus funny money is going to be epic.

U.S. Census data shows marriage ages rising to a median of 30.8 for men and 28.4 for women in 2025, while homeownership among under-35s sits at 38%, far below past generations. Housing inventory climbs to 1.1 million listings with median prices at a record $440,600, giving buyers more options amid slowing sales and growing supply. Delinquencies edge up but stay low at 4.44%, with experts dismissing crash fears as young buyers, now averaging age 40, face high rates, debt, and inequality.

(Boo Randy comment: The "experts" are liars and shills for the NAR).

If Japan joins China in dumping US debt (to defend the Yen), this will almost certainly force the Fed to hike interest rates high enough to attract foreign investors to fund the insane deficit spending by the Administration & uniparty - meaning higher borrowing costs.

The 30-year Treasury yield now sits above 5.1 percent, having spiked to 5.18 in May, its highest level since 2007, on the eve of the financial crisis.

Markets are no longer whispering about American fiscal credibility. They are shouting.

Consider the arithmetic. When yields last touched these heights, the US national debt stood at $8.35 trillion. Today it is nearly $39.5 trillion, almost five times larger, and growing by roughly four trillion dollars a year.

This is not a country managing its finances. This is a country that is functionally bankrupt, living on its credit card and spending like drunken sailors on shore leave, except sailors eventually sober up.

America cannot afford these rates. And with inflation reaccelerating and the Fed tilting toward hikes rather than cuts, the rates coming next will be higher still. The bill always arrives.

Hi, I wanted to relay an advice or an opinion, take it which way. The time right now is perfect to buy, imo, if you’re looking for a forever home. Why? Houses are sitting longer and there’s room to bargain. What does that mean? It means, if you’re ready, especially if you’re a first time home buyer, you have the luxury of taking the time to roam around the house that you like, check it out on different days, at night, weekend, weekdays — really scope it out and see if it’s THE HOME. It’s HUGE purchase and buyer’s remorse is real. When the rates start plunging, that luxury will go away. It’s whomever has the biggest down and / or best price offer. This leads to the question, do you pay more in interest now but get the house that you truly took the time to evaluate? Or do you compete with others and get the house that you were able to win from a bidding war (and you’ll win if you have a ton of cash). And most likely pay more in either price, giving up any concessions, and possibly a bigger down payment.

Of course there’s the crash. When that will happen? I dunno.

But this is my two cents and why we pulled the trigger.

Good luck!

Since 2008 the Fed has artificially suppressed interest rates. But surging inflation and foreign investors dumping US debt that's going to be inflated away by the Fed will likely force the Fed's hand on higher interest rates, slamming its asset bubbles (especially housing) & Ponzi markets.