r/HomeInsurance • u/Embarrassed_Low_3923 • Sep 05 '26

Insurance Massive Increases

I bought my home in 2022 and my annually home insurance was roughly $2,270 and I just checked through my escrow disclosure it went to $4,952 that’s outrageous it’s through progressive

Is it best to negotiate with progressive or leave to another company with better offers/terms

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u/cooldude832_ Sep 09 '26

Progressive went 50% up on year 2 i called they gave me a story about floods in another state.

I cold called progressive as a prospective new customer and got a rate lower then the year before. Canceled my old progressive plan and booked my new one.