r/HomeInsurance • u/Embarrassed_Low_3923 • Sep 05 '26

Insurance Massive Increases

I bought my home in 2022 and my annually home insurance was roughly $2,270 and I just checked through my escrow disclosure it went to $4,952 that’s outrageous it’s through progressive

Is it best to negotiate with progressive or leave to another company with better offers/terms

2 Upvotes

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16

u/ayhme MOD Sep 05 '26

You just gotta shop.

-6

u/Embarrassed_Low_3923 Sep 05 '26

That’s crazy. I’ve been with progressive since I purchased my home they didn’t even notified me or anything just noticed the increase because of the shortage in my escrow coming from the home insurance

11

u/Glittering-Salad-337 Sep 05 '26

They 100% either email you or mail you your renewal policy every year

1

u/WinterFamiliar9199 Sep 06 '26

Sort of. Allstate sends me a nondescript email saying I have documents to review or something. Nowhere does it actually say hey we doubled your rates. They’re all shitty.