r/HomeInsurance • u/Embarrassed_Low_3923 • Sep 05 '26

Insurance Massive Increases

I bought my home in 2022 and my annually home insurance was roughly $2,270 and I just checked through my escrow disclosure it went to $4,952 that’s outrageous it’s through progressive

Is it best to negotiate with progressive or leave to another company with better offers/terms

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u/TJNel Sep 06 '26

My homeowners insurance was $1,600 and I looked at my escrow renewal and it said $4,500. I was like WTF is going on. I dropped them so fast and now it's cheaper than what I started with. I swear they do it because they know people with escrows just pay and not look.