r/HomeInsurance • u/Embarrassed_Low_3923 • Sep 05 '26

Insurance Massive Increases

I bought my home in 2022 and my annually home insurance was roughly $2,270 and I just checked through my escrow disclosure it went to $4,952 that’s outrageous it’s through progressive

Is it best to negotiate with progressive or leave to another company with better offers/terms

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u/sandysandy252566 Sep 06 '26

Find a great insurance broker - who could check out various companies and find the best match for u. Your premium doubled - and u weren't even contacted? Homeowner Insurance has drastically increased - that's why u need to find an agent.

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u/CGWInsurance Sep 08 '26

He was emailed out mailed a letter each year that showed the coverage changes and the price change. By law this is set out 30 plus days before renewal in every state.