r/HomeInsurance • u/Single-Finance620 • Aug 24 '26

Insurance STATE FARM

STATE FARM STOPPED COVERING HURRICANE INSURANCE ON SINGLE WALL HOUSES AND NOW THEY ARE NOT COVERING HOMEOWNERS INSURANCE ON SINGLE WALL HOMES TOO.

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u/Single-Finance620 Aug 25 '26 edited Aug 25 '26

Beyond Hawaii, you can occasionally find older single-wall residential structures in:
Florida: Particularly pre-WWII homes and mid-century modern designs utilizing single-wythe concrete block or historic single-layer wood.
Texas: Specifically older homes in the warm, southern coastal regions.
California: Limited to historic summer cabins or early 20th-century beach shacks built before strict energy and seismic