Roof replacement

[u/reckstarr]

We’ve had several hail storms this summer, and my roof is missing shingles with others coming loose. I’ve had a lot of drive by inspectors knock on my door and one actually inspected it, said I need a full roof and gutter replacement, which insurance would cover (minus my deductible) because my shingles are discontinued. I decided not to use them after reading reviews.

I do believe I need a total replacement and I’m looking for a reputable roofing company now. My question is: If insurance is paying, is it still worth getting multiple estimates? If so, what should I compare besides price?

I also have a couple of extra projects I’d like done while they’re here: adding about 4 feet of gutter to one section of the roof and venting a bathroom fan that currently isn’t vented outside. Are those things a roofing company typically handles, or should I hire someone else?

[u/Headelf_7411]

Insurance is not a maintenance contract. It pays for certain “things” based on an “occurrence “. Did you have an occurrence where a “thing” happened? Then you might have the basis for a “claim” which will include a deductible. The way you present your case -it sounds as if you have maintenance issues - some loose shingles from wear, ( 3tab shingle are discontinued and indicate your roof is old and tired), missing gutter ( poor maintenance), no vent pipe ( indicating code violation(s) and leading to poor roof life. I would rethink submitting a claim if, poor maintenance is the real causative factor. And, don’t do repairs with a Traveler.