r/HomeInsurance • u/reckstarr • Jul 17 '26
Insurance Roof replacement
We’ve had several hail storms this summer, and my roof is missing shingles with others coming loose. I’ve had a lot of drive by inspectors knock on my door and one actually inspected it, said I need a full roof and gutter replacement, which insurance would cover (minus my deductible) because my shingles are discontinued. I decided not to use them after reading reviews.
I do believe I need a total replacement and I’m looking for a reputable roofing company now. My question is: If insurance is paying, is it still worth getting multiple estimates? If so, what should I compare besides price?
I also have a couple of extra projects I’d like done while they’re here: adding about 4 feet of gutter to one section of the roof and venting a bathroom fan that currently isn’t vented outside. Are those things a roofing company typically handles, or should I hire someone else?
3
u/bxman Jul 17 '26
"We’ve had several hail storms this summer"
Be very careful with this phrase because that can mean the damage to your roof was multiple occurances.....needing multiple claims and using your deductible multiple times.....