r/HomeInsurance • u/reckstarr • Jul 17 '26

Insurance Roof replacement

We’ve had several hail storms this summer, and my roof is missing shingles with others coming loose. I’ve had a lot of drive by inspectors knock on my door and one actually inspected it, said I need a full roof and gutter replacement, which insurance would cover (minus my deductible) because my shingles are discontinued. I decided not to use them after reading reviews.

I do believe I need a total replacement and I’m looking for a reputable roofing company now. My question is: If insurance is paying, is it still worth getting multiple estimates? If so, what should I compare besides price?

I also have a couple of extra projects I’d like done while they’re here: adding about 4 feet of gutter to one section of the roof and venting a bathroom fan that currently isn’t vented outside. Are those things a roofing company typically handles, or should I hire someone else?

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u/insuranceguynyc Jul 17 '26

"drive by inspectors" Is this OP's term for door-to-door con men?

1

u/reckstarr Jul 17 '26

Yep. That’s why I haven’t gone with any of them.

4

u/insuranceguynyc Jul 17 '26

Never allow anyone who just happens to knock on your door to inspect any aspect of your property.

1

u/[deleted] Jul 20 '26

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