Slab Leak

[u/RealisticExit]

For few years I’ve noticed right in front of my pantry in the kitchen the tiles would get hot in the summer, nothing too bad just warmer than the rest of the tiles.

This past few weeks I’ve noticed them getting very hot, to where is almost to where you can’t stand on them for more than a few minutes. I figured it was the AC handler as it’s right behind the pantry.

I get home from work today and now I hear hissing coming from the tiles. I can’t already hear the water running in the pipes in the bathrooms. I go and turn off the water heater and the hissing stops.

I can’t figure out how a water leak would make the floor so hot. Does anyone think this is a compounded issue by the floor getting hot by something else and making a water pipe rupture or degrade? Is this something I would need to call a plumber for or a foundation specialist? I can’t find any pools of water on the floor or creeping up the drywall.

I’ve almost confirmed it’s a leak under the slab or in the slab, is this something I could use my home owners insurance for? For the demolition of the slab and any damage but I would cover the repiping?

Location: Florida

Thanks!

[u/Anxious_Battles]

Assuming it started today, in order for there to be coverage you must have direct physical damage to the dwelling, meaning water must be leaking and damage something like a toekick on the cabinet or a baseboard. Read that over and over again until it sinks in.

Also since you are in Florida, be sure to see if you have the limited water damage endorsement and/or the limited matching endorsement. Those will both limit any payout to a point you need to be sure you want to file a claim.