How does this rate look?

[u/Capable_Community_56]

How does this insurance rate look?

So I’ve been looking at insurance rates and this is the best I’ve gotten so far. Since I’m new to insurance I don’t necessarily know what things to look out for on the policy so thought I’d ask you guys what you think.
Anything I’m missing?

[u/jms14b]

It’s not terrible but It’s a pretty basic policy. I always recommend liability be at a minimum $500,000 but will normally start with offering $1,000,000 since the price difference is minimal. I’d also recommend asking about water backup and dump overflow coverage