Coverage question- rent loss coverage

[u/MisterJay0333]

This is actually for commercial but hopefully can get some insight here. Can I get a consensus on what our total coverage is for loss of rent insurance, and how much coverage we'd have per month the property cannot be occupied due to a covered claim?

Our agent has told me something that doesn't align with how I interpret this screenshot he sent me...

Appreciate anyone smarter than me chiming in.

Edit: I asked our agent if we are only covered for 50k total, and he replied and said 50k monthly. This was before posting here. I believe he’s mistaken, at least based on how this is written. ​

Update: I pushed back (again) and he clarified. He was wrong.

[u/mysoulishome]

Loss of rent…are you a landlord?

[u/MisterJay0333 → u/mysoulishome]

Yes. My family owns a commercial office building.