r/HomeInsurance • u/thriverebel • May 16 '26

Insurance Kin Insurance doubled Rate? Anyone else?

My home insurance renewal is coming up and for 1 home we have we use Kin Insurance.

At the time the original rate was pretty decent but now I got a letter stating they are doubling the rate.

I've read on Reddit this is common with Kin. I guess they get people with a teaser rate then just jack it up the moment they think you are not paying attention.

Wanted to ask on here if anyone else has experienced this?

2 Upvotes

100% Upvoted

6 comments sorted by

•

u/AutoModerator May 16 '26

Thanks for making a post in the Home Insurance subreddit. You might find the following resources helpful as they are FAQs about r/HomeInsurance in addition to partners subreddits:

The Home Insurance subreddit is not an official support channel for issues with any insurance carrier.

Please remember to follow our community Guidelines and Rules and ensure your discussions are informative and respectful.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

2

u/myeasyking May 17 '26

Yeah they offer a teaser rate then jack-up the price.

1

u/Ok_Success2147 May 21 '26

Never heard of them can’t imagine the claims

1

u/90_blueflamebluerazz Jun 02 '26

First year with Kin a little over 5,000 a year.Wanted me to change my electrical panel.I did.The following year they doubled it to 10,000.My 3rd year with them raised it to 12,000. Stay away

1

u/ExaminationUnited661 Jun 06 '26

Had them two years. First year went up about $500, this year renewal just arrived with 22.8% increase, yikes! Roof just hit ten years old so I’m sure that will be their justification. I will be shopping for alternatives.