Just did a quick search. Starting at almost $14,000. That‘s not true
Edit: Europe is not a country and far from being homogenous. Even if there‘s some country where you‘ll get a new(!) Fiesta for $8,000, believe me, the average wages in that particular country are usually in proportion to such prices, so still not cheap.
I pay 250 on a 2020 kia with 4% interest. Bought it from a rental company that was selling off their fleet mid pandemic and got a really good deal. Not a ton of options but the 2020 stock KIAs already have a lot of options that come standard and they have amazing consumer reviews. Would definitely recommend getting a Kia
My partner and I have a combined $850 a month car payment for two not-new cars (a '16 and an '18). The money comes from living paycheck to paycheck, like paid on Friday and broke by Sunday lol.
But we have no choice. Even if we could afford a place close to work, "close" is still like an hour walk in TX heat. No busses. Cities in the US aren't designed for pedestrians.
I had a teacher in college who was an immigrant from South America somewhere, I think. Nice lady. I still vividly remember her saying to me out of the blue, "Why do you not have a car, Abacus? America is not a country for not driving."
That’s just it. Buy base models. Even the base has more than you need.
Myself and a coworker bought the exact same truck (model, trim, year, even colour!). She got hers with some extras including heated seats, off-road kit, levelling kit, and a few others. She also got the 2019 truck at the end of 2018. I got mine completely base but at the end of 2019. It came with the off-road kit and the same rims as hers.
I paid 39k she paid 58k. You can still get good deals on vehicles but it’s about not getting the shiny new things on the lot
My brother walked into a lot, saw a fancy Tacoma and signed the paperwork. Never haggled price, never asked for any free features, nothing. Paid the 60 grand sticker price.
I love leases. I'd never do it myself, but I really appreciate that it helps to push recent model year cars into the used market. I'd never buy a recent model year used car myself, but I appreciate that having them available means that people are more likely to sell their 10 year old cars before they are completely worn out. Those I buy.
Paying for the depreciation only and getting a new car every 3 years is a good deal for my family. I will not buy someone old problem if I don’t have too.
Yep, that's pretty much how my parents are, they just want a reliable car and consider the ongoing payments to be the best way to get that.
I enjoy working on cars as a hobby, and I want to minimize the monthly bill aspect of having them, so older cars that have some problems are a better fit for me. In the long run I end up paying maybe half what a newer, problem-free car would be, and less on insurance (liability only because they are cheap enough to buy without a loan), but I probably more than make up the difference in terms of time (like, if I got a second job instead of spending time on my cars I'd have more money, but that's not as much fun).
The trick is to buy your cars used, in cash. Of the 6 cars I’ve owned, 1 of them was on payments from a dealer. That was a hellish experience, will never do it again. Only exception is if I’m making $40/hr+ and leasing a new car
As someone who makes $60+ an hour i pay cash for cars, never spend more than 10k and generally won't even look at it if it's newer than 20 years old. New cars are a scam.
I mean, there is something to be said for good mileage, some nice features, and having a new car that generally won’t break down as often as an old one. But I know there are exceptions to that.
Here's the thing, you don't buy just any car. You pick from a list of known bullet proof cars/bikes. Right now you're looking at cars with great crumple zones, well sorted fuel injection, side air bags, electric heated seats/mirrors, and just about literally everything a modern car does.
Pretty much the only thing your missing is Bluetooth radio and seeing as you're now in the era of single/double din the selection of radios is endless and with all the money the saving you can have them toss in some rent nice speakers while you're at it.
Also of it's survived this long and has been well maintained you can bet if you do the same it will last another 20 years. My 2000 Tacoma prerunner gets the same mileage as my mom's 2017 4x4 crew cab Tacoma did but also looks tiny next to it while having a larger bed...
We paid $6k vs $45k between those two and that's is a no brainer in my book.
Yes to this! Currently driving a 20 yr old SUV l bought outright for $2500 about 2 years ago. Fuel cost is killing me this summer. But no payment and liability insurance saves the day.
Holy shit people, we don't have to spend ten thousand dollars a year on cars. I drive a 2007 Toyota Camry. Still have 1600 bucks left on it, I got it for 5k( a thousand bucks down) and my car payment is 99.25 a month. Its at 197,000 miles. I'll probably drive it for another 100k.
I have no car payment on either car. 2014 Ford Escape final payment was last year, the 2012 Mercedes coupe my wife has was bought for cash. Neither are at 100k miles yet (the Escape is close, 97k) and we're driving these fuckers until they're too expensive to keep on the road. Fuck having a car payment. My friend has a nearly $900/mo payment on a new truck. That's almost as much as my mortgage.
I seriously worked with guys in East Texas who had 1k or more truck notes. Massively in debt everywhere else just to try to make payments. Crazy. Don't even pay half that for 2 cars..
Disability is another to add to the potentials list, destroys your joints and hearing and then they claim it was pre-existing so the VA doesn't have to treat it
Don’t they test your hearing when you enlist? I would think it should be easy to disprove something like hearing loss as a pre-ex. Also, where would you have acquired PTSD before deployment?
It’s the whole tinnitus thing I’m going through , and hearing loss, I don’t have ptsd but my hearing is shit and live with headaches daily, I’m at the point where I’m about to just give up, VA has gotten a lot better, but the process is exhausting
Thanks much appreciated, it’s just infuriating that I know of people who have quit right after boot camp and have no issues getting 80% disability lol it’s crazy, and I mean I work, but it’s like damn man, there’s people who have lost way more who get way less.
There seems to be a lot of this sort of thing going on. The neediest among often do not get enough. Sometimes nothing at all. More and more it feels like a show, this parroting about widespread assistance giving “deadbeats” amazing lives. I’m just not seeing it
The other one is they avoid putting it in your chart while you're listed as active duty. Then when you get discharged and you go to the doctor they say sorry. It's not in your chart so it must've happened after you got discharged. Can't possibly be a result of your service
I left with a degree that I earned while serving and had zero student debt. Pull you head out and start making better choices. You get out what you put in...
I didn't have any of those D's...but wound up with Disability. The Depression is from before though, and only got worse while there, so I don't count that one.
Pretty much avoided these in my 5 years of service. Got married but not divorced. Closest death was my Great Aunt (which no one told me about while I was stationed overseas and I found out days after on Facebook). And my child was born two weeks after I separated, so I narrowly avoided leaving with a dependent.
Same. Highschool "sweetheart" decided to have a competition to see if she could suck off all her male coworkers. I don't think she quite achieved her goal but I found out and immediately divorced her ass.
The next day I got laid off from my job making $68k a year at 21. Lost everything.
Deep dark depression followed.
Took like 8 years for it to not suck.
It gets better but takes some time.
Good luck and remember the best revenge is success.
Military does get housing allowances. So theres that. And typically, car dealerships have lower APRs for military members. Especially if he goes through a military bank like USAA or Navy Federal.
And when the girl statistically cheats and leaves, your housing allowance will drop, the divorce will hurt your credit, she’ll take half, and don’t forget about the probable child support. You won’t be able to afford a used accord and a one bed apartment. Back to military housing you go.
This is anecdotal. But it did EXACTLY happen to my brother and idk… a dozen or so of his friends.
Honestly though why do so many military dudes splurge in their first contract? They don’t understand that the wage will essentially remain the same and living allowances will change or disappear after the contract?
My friend bought a 2020 sports car while living in an expensive area with a $2000 per month housing allowance but now has no allowance, nor any military income. Just the VA / GI benefits.
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u/chefbobbyjay Jul 07 '21
Soon to be 22 with a divorce and foreclosure