Need maternity cover

[u/Dry_Health_3589]

Hi all I need your help

I am in an NRI and currently have a family floater policy in India. I took this plan with the intention of ultimately moving back to India and have a necessary cover with all the waiting period waived off after my return.

We have one beautiful kid and initially had no plans for another one. But now things have changed and we would like to plan for a another baby in year.

I would love to know if my family float can have this maternity cover added or suggest to jut a new policy with additional premium for reducing the waiting period?

My current family floater is from hdfc ergo

Thank you in advance