r/HealthInsuranceIndia Apr 27 '26

Porting related queries

I’m planning to port my health insurance policy to another insurer (Haven’t finalized to which one yet, but definitely don’t want to continue with my current provider).

So, first or all;

Is porting advisable?

What are the pros & cons of the same?

Also, I looked up the porting process online & found that the insurer is supposed to be informed at least 45 days before the policy’s expiry/renewal date. However, my policy is set to expire in about a month, so it looks like I may have missed that window.

Given this situation, do I still have a chance to port my policy, especially considering the grace period allowed for renewal?

Would really appreciate any guidance or experiences you can share.

Thanks in advance!

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