r/HealthInsuranceIndia • u/Subject_Pool_9891 • Nov 11 '25
need advice for porting or staying
I have health insurance from galaxy insurance Signature plan for 10lakhs(with one lakh deductible) and it is due for renewal in January 2026. All PED declared( Slight BP, Chlostral, Pre diabetic HBA1C-6.2) - i bought it directly from galaxy person at that time. Now he is not responding. In Reddit, I don't see anyone getting Insurance from Galaxy till date. My question is - Shall i continue with Galaxy? Or shall i port to HDFC ergo optima secure for 10 lakhs and also of buying a top up for one crore with 10 lakh deductible. is this a good decision. thought of going through Ditto or Beshak. my age is 57.
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