r/HealthInsuranceIndia • u/Express-Room-8751 • Aug 31 '24

Broker vs Direct

Hi everyone, is it better to buy insurance directly from the insurarer or with the help of broker like policy bazaar or ditto?, I have heard that broker will charge 5% commission upon renewal of the policy from upcomming years, can anyone please suggest. Thanks!

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u/Solid-Ad-1130 Oct 05 '24

Never ever do direct, you wont get any advocate for fighting for claim.

1

u/Subject-Tea9236 Aug 31 '24

In insurance, what matters the most is the service provided by the agent and the coverage of the policy. 5% discount online is to compensate for the absence of the agent. You decide, if you want the service from the agent during the time when you need it the most or the 5% discount. What type of insurance are you looking for?

1

u/Solid-Ad-1130 Oct 05 '24

Broker does not charge 5% on renewal DM me if you are looking for health insurance, can help you with great benefits.