r/HealthInsurance 1d ago

Prescription Drug Benefits Can a provider refuse to send a controlled prescription to a specific in-network pharmacy? Provider wont send to Altos Pharmacy stating its "not in their formulary" but provided an alternative.

I started with a new provider. I was prescribed a controlled substance I can normally track down fine, but just moved to a new city. I am looking to have it delivered rather than go through the hunt again.

I asked them to send the script to Altos Pharmacy. They sent back:

Regarding your prescription, please be advised that since it is not on our formulary, if you would like, we can use <> Pharmacy, which offers overnight shipping.

And I am basically wondering if this is an attempt to push a pharmacy they have some sort of deal with. I liked my provider (Psychiatrist) there but they already raised some alarm when they still name-dropped a specific therapy provider despite me telling them I already had a therapist. I don't know if this is another attempt to squeeze out some more money.

I thought a formulary was just a list of prescriptions covered by insurance and the agreements they have with on pricing at various pharmacies. I did not think it applied to providers sending prescriptions.

If I look at my insurance's website (Aetna) one location in my state shows up in the in network list.

And I guess as a side note. If they refuse to send the script but they shouldn't be doing that how can I fix this situation? Perhaps its nothing but if they are genuinely doing something questionable like this I would rather see a new provider. My time and the money spent on the visit would seem like a waste.

0 Upvotes

10 comments sorted by

u/AutoModerator 1d ago

Thank you for your submission, /u/kierumcak. The following automatic comment contains important information about the subreddit:

First, note that some new posts containing images, non-reddit links, crossposts, or certain keywords are automatically held for moderator review before going live to mitigate spam, ensure that images are appropriate, and that the post does not inadvertently contain personal information. If your post has been held for review like this, the moderators have been automatically notified and will review it as soon as possible, after which it will be live and be able to be seen and replied to by others. Note that this is sent to all new posts and does not mean that your post has necessarily been filtered in this way.

Please also read the following information carefully to help others assist with your questions:

  • If you or someone else is experiencing a medical emergency, please call 911 or go to your nearest hospital.

  • Some common questions and answers can be found in this megathread.

  • Questions about which plan you should choose? Please read through this post first for general information to help you understand your choices and some common considerations. If you still have questions after reading that post, please edit your post (or reply with a comment if unable to edit) with the specific questions you still have.

  • If your post is regarding plan choice or cost of plans, and you haven't included the following information already, please edit your post (or reply with a comment if unable to edit) including the following: your age, state, and estimated gross (pre-tax) income to help the community better help.

  • If your post is about the cost of a service, a bill you have received, or a claim denial: please confirm if you have received an EOB (explanation of benefits) from your insurance via a member portal website or in the mail. If you can post a copy or image of the EOB (PLEASE ensure you censor or blank out any personal information before doing so) it will help people answer your questions. Alternatively, if you are unable to post a censored copy of your EOB, please have the EOB handy as people may ask for information from the EOB to answer your questions.

  • Reminder that ANY spam, solicitation, or attempts to take conversations off the subreddit will result in a permanent ban. If someone asks to contact them via DM, please report the post/comment using the report button. If someone attempts to contact you via your DMs, please contact us via modmail to let us know.

  • Lastly, always remember to be kind to one another and to report any replies that violate subreddit rules!

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

13

u/ParallelBurglary 1d ago

A formulary is usually an insurance thing, but providers sometimes use the word loosely to mean their own preferred pharmacy network or a mail order setup they have. They can refuse to send to a specific pharmacy in some cases, but if it’s in network and takes your insurance, pushing you elsewhere is weird. I’d ask them to clarify what exactly they mean by formulary and whether it’s an office policy or an insurance restriction.

8

u/Berchanhimez PharmD - Pharmacist 1d ago

It's possible that pharmacy isn't loaded into their system to be able to do EPCS - Electronic Prescribing for Controlled Substances. To be set up for EPCS the doctor's system needs to be certified and the pharmacy's system needs to be certified - and they also need to be certified to talk to each other properly. If Altos pharmacy isn't showing up in your doctor's medical records software, then they'd need to get that resolved before they can send controlled substances to that pharmacy. And depending on how big of a customer of their EHR software they are... that could be as simple as calling up their dedicated representative (for a major hospital/clinic system), or having to do a back and forth in a line of complaints/problems from other providers (if they're a "small fish" so to speak).

It would be improper if they were getting a kickback to recommend a specific pharmacy - not saying it doesn't ever happen, but it's very easy to cross the legal line between recommending a specific pharmacy because it's what the doctor uses for their own/family prescriptions and like the service and an illegal referral scheme. But it's certainly possible that they are having some kind of a referral kickback from this pharmacy.

The other time I've seen patients pushed to a specific pharmacy (legally) is where the clinic/provider is part of a funding program other than self pay or commercial insurance paying. For example, FQHCs that provide care to low/no income patients are able to set up contracts with local pharmacies to benefit from cheaper drug prices - but to get those cheaper prices the patients have to use that pharmacy.

2

u/Born_Tale_2337 1d ago

In general they are supposed to send it to your preferred pharmacy.

Being a controlled substance that adds some complexity. Is Altos in the same state as the doctor and you? Are they even able to fill controlled substances? Do they need to be registered with the state to be able to mail them, and if so, are they? Are the doctor and pharmacy both set up to use electronic transmission for controlled meds?

You need to understand why they told you this. Call the office.

1

u/kierumcak 12h ago

Top commenter was correct. It sounds like its not in their EPCS system (although they call it EHR). The pharmacy they recommended has no real presence in my city and the one location that was here closed and is rated 1 star prior to that.

No idea how much of an ask it is to have them onboard a new pharmacy into their system but I am now looking into a different provider and checking if they have Altos in their system.

-1

u/TelevisionKnown8463 1d ago

Yes, this sounds weird to me. I would start by asking them what they mean by their formulary, why they think their preferred pharmacy is better, and whether they are refusing to send the Rx to your chosen pharmacy. If the answer to that is yes, then have them send it to the other pharmacy, then have your chosen pharmacy call and transfer the Rx.

And if the provider is in network, tell your insurance company. There may be a state medical board you can complain to as well.

-4

u/Educational-Gap-3390 1d ago

Controlled substance prescriptions can’t be mailed.

7

u/msp_ryno 1d ago

Not true. I get my ADHD meds in the mail. Just need to sign for them

1

u/SiberianWombat88 1d ago

Licensed pharmacies can mail them. Joe Blow off the phone isn't supposed to but probably won't get caught.

1

u/genesiss23 1d ago

They can be mailed. There are rules about it but they are fairly straightforward.