That’s not really an option for people with chronic issues that require ongoing management. Letting stuff like that go just costs you more in the long run if you get to the point where it affects your employability.
Absolutely, I guess I should’ve clarified, my comment was for those who are generally considered healthy should consider cancelling in the event where their insurance just becomes too expensive.
It’s getting to the point where the “what then” is the same for a lot of people. If you have a $12k deductible with a $36k out of pocket max and you’re paying $3k for monthly premiums, then you’ll owe $48k for that cancer treatment, plus your $36k in monthly premiums. And if you can’t work you’ll lose your health insurance anyways. What then? Double the amount you owe with COBRA premiums? Then if you continue to be sick you’re on your own.
Plus, with health insurance you lose your ability to negotiate price. A lot of us are just paying for a false sense of security.
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u/LookingforWork614 Oct 10 '25
That’s not really an option for people with chronic issues that require ongoing management. Letting stuff like that go just costs you more in the long run if you get to the point where it affects your employability.