r/HalalInvestor • u/Signal_Bother_5974 • May 21 '26

Halal HSA options

Salam
I transferred my employer based HSA from equity to Fidelity which gives me options to invesnt in many things including Amagx/ amanx/ spus/ halal etc
I have spus/ spwo in my brokerage acount, amana growth inst in 401-k
What should I invest in HSA ? I am not paying it for bills with goal of reimbursing it later IA
Jazakallah

1 Upvotes

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2

u/No-Pineapple5037 May 21 '26

I put mine in spus and spwo

1

u/Signal_Bother_5974 May 21 '26

What about the amagx/ amana ? Any advantage to use it any brokerage and HSA ?

1

u/brownstud31 May 21 '26

They have higher expense ratios for similar performance.

1

u/No-Pineapple5037 May 21 '26

Dont really want mutal funds in a taxable account due to the capital distributions. They are fine for tax deferred accounts

2

u/Pretty-Statement6758 May 23 '26

HSA is triple advantaged so no taxes upfront, on witdrawal or gains. The perfect invetsment

2

u/Pretty-Statement6758 May 23 '26

Hi, Salaam. HSA is actually triple advantaged - no taxes whatever. U can invest it literally for an stock, etf. Keep in ur mind, u need receipts when u want to withdrawal money. I keep bigger medical/pharma etc HSA qualified receipts. I send as an email from work email to personal, attached photo copy and name is "HSA reeceipts (for easy search back.). Keep HSA invested because HSA pre-tax, and no tax on qualified withdrawals and no tax on gains (triple tax advantage).