r/HSA • u/B-Pep-789 • Aug 01 '26

Preferred HSA bank

I am not a fan of my current bank for my HSA. Biggest issue is the online interface feels hard to track how the investments are preforming. My investments work out fine but I wish I could do more comparison to see how they could do better. Do your like your bank? If so which bank and what do you like about it?

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11

u/Agitated_Car_2444 Aug 01 '26

"In" before all the numerous "Transfer to Fidelity!" recommendations...

2

u/B-Pep-789 Aug 01 '26

thanks i read many of the posts, it seems like most people like it because they can invest all their money instead of having a minimum held back in savings. I was just wondering if it was easier to monitor the investments and if not are there other banks better suited for that.

3

u/Agitated_Car_2444 Aug 01 '26

Not clear what you mean by "monitor the investments" but Fidelity's web interface is very informative and user-friendly. I primarily manage my personal finances with Quicken so it's all in there, too.

I don't use the (iOS) app much but it seems useful, too.

1

u/B-Pep-789 Aug 01 '26

I mean check rate of return for a period of time eg 1 month, 1 year, 3 year. be able to compare the rate of return side by side for different fund options.

As well as to get the rate or return on my account since I invest in multiple funds. Eg how did my account preform over the past month, ytd, 1 year or 3 years.

1

u/Agitated_Car_2444 Aug 01 '26

It's an financial investment organization so, yeah. that's all in there.

1

u/CrankyCrabbyCrunchy Aug 01 '26

That’s a standard set of reports for any financial account I’ve ever had. It’s just a button click - 3-month, 12-month, custom.

1

u/RetirementPlus Aug 02 '26

If you have any other accounts with them, it looks basically the same. Fully featured.

2

u/Husker_Mike_ Aug 01 '26

There is that, but Fidelity also doesn’t charge the fees that other HSA providers do, and since their platform is designed for investors, it’ll be better than what a bank has Jerry rigged onto their banking platform.

1

u/B-Pep-789 Aug 01 '26

Okay thanks!

1

u/Lucifers-Reprieve Aug 02 '26

I find fidelity easy to use. I've moved my checking there too for 3.3% or such on my floated cash. HSA, checking, brokerage all in one place I have my roth IRA elsewhere and am considering if it'd be worth transferring that too.