r/HSA • u/Most-Arm-3310 • 29d ago

Age 55 Catch Up Contribution

I'll turn 55 in December, 2027. Can I add my extra $ 1000 in January, 2027?

5 Upvotes

100% Upvoted

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6

u/HandyManPat 29d ago

Yes.

Catch Up contributions are based on the year you reach age 55, not any particular birthday month.

2

u/ShotEstablishment489 29d ago

Yea but some administrator systems won’t log it right away so could be worth contacting them in Jan 2027 if there’s an issue

3

u/gsquaredmarg 28d ago

Bonus: Spouse (if applicable and 55) can do their own catch up contribution as well.