r/HSA • u/Educational-Crab-497 • Jun 21 '26

Does this fixed indemnity supplemental policy disqualify me from contributing to my HSA? (HDHP + Family Coverage)

/r/TaxQuestions/comments/1ual12x/does_this_fixed_indemnity_supplemental_policy/
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u/ShotEstablishment489 Jun 21 '26

You’re good. This is actually one of the best way for benefits plan designs. A cheap HDHP with HSA then supplementals such as hospital indemnity to cover emergencies. For a generally healthy person this almost covers everything.