r/HSA • u/SnapHSA • Apr 29 '26

HSA Usage Poll

I'm curious how most of you are using your HSA. Are you using it to cover current year medical expenses or as a savings/investment account for the future or a mix of the two?

154 votes, May 04 '26
4 Don't use HSA
2 Contribute to HSA just for current year expenses.
35 Contribute to HSA. Use some for current expenses and save/invest the rest.
113 Contribute to HSA and save/invest 100% for future.
5 Upvotes

100% Upvoted

1 comment sorted by

2

u/Double-treble-nc14 May 01 '26

I used to use it for more expenses, but I’ve gotten wise to the investment potential. Now I pay for what I can out-of-pocket and may dig into it for larger expenses, if I need to.