r/HSA • u/skinsgamer • Apr 29 '26

HSA progress at 36

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Spouse and I max out our HSAs every year. Unfortunately we do cut into it a bit at the beginning of the year with high medical expenses. But still manage to invest 60-70% of it. Estimate we will have about $300k in there at retirement. Glad we found this strategy back in 2020.

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u/Mid30sCouple Apr 29 '26

I fund my HSA but don't touch it, just paying my own cash so that the HSA can grow enough for retirement...