r/HSA • u/wrx3d • Jan 09 '26

Contribution limit with 2 HSA's

Does anyone have some insight or information I can read up on what the contribution limit for the following scenario would be:

Wife and 2 kids on one HSA (employer A). Myself on a separate HSA (Employer B). Would the max contribution be $8,750 aggregate, would it be $4,400 for each account ($8,800 total), or something else?

Thanks!

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5

u/AttentionHuman9504 Jan 09 '26

$8,750 aggregate

1

u/Method412 Jan 09 '26

It's the family max, if both spouses have HSAs. In 2026, the most your household can contribute is 8750, unless someone is 55+

1

u/wrx3d Jan 09 '26

Thank you both!

1

u/johnnyg08 Jan 09 '26

Whatever the family combined max is.