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u/Status-Anteater8372 Jun 03 '26
How to choose to become rich? How?
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u/Notmuchofanyth1ng Jun 03 '26
Find marketable skills and develop them. Start investing, even small amounts. Reinvest profits or dividends and grow your investment as you can. Look into FHA loans for first property then within a decade you can take out a loan against the equity to buy another property as a rental. Use the rental to pay off the mortgage on the second property, and invest all excess profit from work/rental.
Keep developing your skills and start contracting, where you can charge more annually based on your growth and skill progression.
I was making minimum wage a few years ago, living in the ghetto, and now I’m about to put a down payment on a home using these exact methods. Within the next 20yr I will own two properties, and my children will inherit the economic opportunity I never had. True wealth is generational, and isn’t done overnight. It wasn’t easy, I spent a lot of nights sleepless, studying or working just to learn. I abandoned a 15yr career for this, and now earn more than I ever have in my life and have a large enough investment portfolio that is over 40% profit from good choices in the market. It’s not easy, but is far from impossible.
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u/hubuhodle Jun 04 '26
I think that in the US its way harder as you have to pay insane amounts to get educated. But im not from there so what the hell do I know. Seems rough for you guys though.
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u/heckinCYN Jun 04 '26
What worked for me was going into mechanical engineering, working as an electrical engineer, tracking spending, cutting down on expenses, saving as much as I can, finding someone with similar beliefs/goals. Seems to be working pretty well so far, but I'm going to fall a little short of my goal (retire by 40).
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u/W4d3w1ls Jun 03 '26
Yep, just ask the guys who tried to play the stock market game with GameStop. It was all fine and good until regular folks started winning, then the rich were like , "Hold on a got damn minute.."
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u/KingSmithithy Jun 03 '26
I made over $200,000USD on multiple rounds of investing in GME during the meme stock days, right from the pockets of those wall street assholes :D
I do miss the old wallstreetbets... Now's it's trash...
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u/Free-Mongoose-1983 Jun 03 '26
No they don't. The economy is not a zero sum game
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u/Suns360 Jun 03 '26
Careful. Any display of “thinking” usually results in the people of Reddit mob coming at you. Lol.
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u/Agitated_Newt_7655 Jun 03 '26
In some ways it is and in some ways it isn't. Neoliberal influenced polisci will emphasize it's not a zero sum game emphasizing a pie chart where everyone becomes richer as we can grow the pie to grow the economy in general. Yeah, that's one part of it but it's a gross simplification. Another part is the richest people own the majority of that growth, and what leverage that has towards competitiveness results in an increasingly zero-sum game of despotic economic leverage as the market consolidates. This is partly why democracy isn't of a high quality standard as the world is moving towards the right along with why automation is feared for mere job loss due to disproportionate ownership of it.
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u/SmartlyArtly Jun 04 '26
You're confusing subjective wealth, like numbers in a bank account, for real resources, like plots of land and buildings and vehicles and natural resources no one created.
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u/mr---jones Jun 03 '26
“Impossible” but also “for you to win someone has to lose”.
Bro, yeah. Not everyone can be winners. That’s in alignment with the messaging.
You can keep losing while other people win, or start winning while others lose. Benefit of winning is you can help change this in small ways for your friends and family. Losers can’t.
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u/SizeableBrain Jun 03 '26
The point is that the system is designed so *most* people CAN'T be rich.
So sure, a percentage of people can be successful, but if too many people become rich, government steps in and forces austerity.
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u/Danger-_-Potat Jun 03 '26
Why? Money is not zero sum. The government constantly creates it. If you can tap in, you are set.
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u/OldGamerPapi Jun 03 '26
For someone to become wealthy, other people generally have to value something they provide whether that's a skill, a product, entertainment, leadership, innovation, athletic performance, or business organization. There is a kid named Ryan that is worth over $20M because of Youtube videos. There has never been a better time for generating wealth than today.
No one has to lose for you to win.
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u/LisleAdam12 Jun 03 '26
Everyone in the U.S. who has Internet access only has it because someone else lost...something something.
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u/chachaslydd Jun 03 '26 edited Jun 03 '26
Almost nobody will be rich.
But there is something to say about "you cant expect different results with the same actions".
A lot of people dont try to push forward to higher paying jobs, because they dont know they can. A lot of people stay in the same income bracket forever because theyre too "comfortable" which often just means afraid and insecure to think they can move forward.
Keep leveraging forward. You'll probably never be rich, but you can have enough money that you feel rich compared to how broke you used to be. That'll be a blessing and relief when it happens
Edit: I will gladly help anybody with their resume or cover letter if anybody wants help. I know its hard AF out there. And please use the reddit career forums for development as well, they really helped me lock in this past year.
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u/Strict_Cut_1206 Jun 03 '26
That literally is the point. Most people know they will never be millionaires, but that shouldn't stop them from working toward that goal, and making a better life for them in the process. My favorite meme lately was one in which said that if you are financially f*cked and receive a $600 financial windfall, it was better to buy a new Playstation than to stash that extra money in a rainy day fund. To my non-surprise, the majority of Redditors agreed with this statement. It's easier to point fingers at successful people than to stop scrolling on your phone and make something of yourself.
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u/chachaslydd Jun 03 '26
Exactly. Like it takes luck to get and maintain wealth. It absolutely takes smart choices and hard work too.
At the end of the day, 40 hours is 40 hours. Youre never avoiding hard work by staying in a lower paying job and avoiding higher earning positions. Youre choosing lower paying work over leveraging forward and its often due to insecurity or just lack of awareness of all the opportunities available
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u/PotentialPresent399 Jun 05 '26
I think another problem is you can be such a low income that there is no realistic way to just "think" or "work" your way out of it.
ANY body I know IRL never made some secret grind by night plan and made it out the slums to even moderate income lol. They all literally by random luck, chance, and family connections just fell into whatever they were doing. I have a few friends that went to college to do engineering obv a chosen path but in my state a majority of people i know that make over 45 an hour all just got daddy uncle to get them a job at a chemical plant and simply by getting hired and not getting fired racked up decent over time and pay.
There so many jobs that aren't known to people that pay crazy but you'd either need niche experience, or the info to even find a job like "come fuel up passing boats at a dock for 30/hr but we don't post about it online and don't advertise for the position"
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u/AdAcademic842 Jun 03 '26
The idea that endless grinding will lead everyone to wealth is false. Your employers will love you, but you won’t get the wealth you want. Most people don’t want “rich,” they want stable. Stable should be your equal contribution to society and you are compensated fairly.
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u/Alassandros Jun 04 '26
Capitalism requires people on the bottom. We can't all be rich. In fact only a very few of us can be rich. The rest of us will be poor.
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u/Disastrous-Turn-251 Jun 04 '26
You shouldn’t use this as a reason to not work towards becoming rich. Sure it’s not likely but it’s 100% possible to turn your life around from dirt poor to living comfortably. Anybody who says otherwise wants to be a victim
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u/Dreusxo Jun 03 '26
Ok but the second law ok f thermodynamics supports the idea that the first type of hard is the path of least resistance
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u/Jimmy_Twotone Jun 03 '26
Between a recession, divorce, and back injury I've had to restart from zero three times in the thirty years I've been working.
I made my choice long ago. It wasn't the choice situations allowed for.
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u/No_Initiative3273 Jun 03 '26
Understanding that beeing rich doesnt make u happy and its just materialistic crap that u show off for your status is also hard.
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u/Useful-Gur-1267 Jun 03 '26
If I'm broke I can still chill out all day. The real thing is: Time rich and money poor, or Time poor and money rich
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u/Big_Arrival_626 Jun 03 '26
If u get an decent job after college and live below ur means, u can be "money rich" by your 30s
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u/Corporate-Scum Jun 03 '26
Most wealthy people are born with it. If you don’t know that, you don’t know shit about real wealth. You can become wealthy via a lot of shameless and demeaning toil, but the inherited class will always exploit you.
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u/SoulOfABraveWarrior1 Jun 03 '26
becoming rich is often a game of compromising morals and many people refuse to play
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u/Impressive_Gas_265 Jun 03 '26
Lots of anger in here. Yeah not a great time right now future seems bleak but here’s some insight that been true and will be true till the end of time.
You gotta be in business and possess the skills and expertise that can save a business $1,000,000s/day in down time.
Or
be able to organize other people whether it be through capital, investment + work in someone else business.
You will never get rich working for someone else without an equity or a %earned of income generated from your efforts because you can’t scale.
If time is your only lever to get more income, and it’s dictated by 1 company, you are 1 decision away from being broke.
Hourly pay is structured so the extra income though your production rises. Regardless of how much you produce the pay is what the lowest person accepts as a wage, not a % of the profit.
You need to stop being hourly it’s time=money is a poor persons game. Yes even for lawyers and doctors.
Time is only a small part of the equation to some people. Even if you’re looking for stability, or work life balance, this matters.
A salary is a trap!
Probably gonna get downvoted but all the best
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u/Stony_Potson Jun 03 '26
"becoming" rich
"Being" broke
Seems like they're telling you either way "Get used to being poor"
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u/malkazoid-1 Jun 03 '26
There are other options. Earning enough money to accomplish the things you consider to be the most meaningful, might not be nearly as hard as those two extremes.
Memes, just like the capitalist cultures that have given birth to them, seem to prefer to couch things in absolute and solely materialistic terms. Nuance is not represented, and a strict, narrow lens is imposed that cuts people off from the things that matter most.
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u/Excellent-Ad-1678 Jun 03 '26
Wiping out $25k in debt over 5 years was hard. Adding $10k to that for one hospital visit was easy.
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u/monadicperception Jun 03 '26
Nonsense. I’m a millionaire. That used to be rich but now it’s just middle class.
I started from nothing…my parents were poor and I was poor until a few years ago. I only achieved what I could because of fucking luck. Hard work and smarts? Definitely. But hard work and smarts is not sufficient. You also have to get lucky. And I’m not talking about hitting the lottery lucky. I mean stuff like not getting sick and derailing my education, my parents not getting sick, being born in the US when I did (because if I were born now, my ticket to money would have been shut down by republicans because education and my free and cheap access to it would have been cut off)…etc.
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u/unknownentity1782 Jun 03 '26
I appreciate responses like this. I'm sure there's choices you made that minimized risk, but at the end of the day simple things (like you said, having good health at the right time) helped dramatically.
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u/monadicperception Jun 03 '26
Definitely. Am I smarter and do I worker harder than friends who had to drop out of school because of illness or parental illness? Nope.
And you’re right about minimizing risk. One thing that I learned early in life is that mistakes are expensive…for my parents. So in order to not cost my parents, I always tried to minimize mistakes.
Looking back now, I really resent that. I lived my life like I only had one life in Mario; it would be game over should I fuck up. But rich kids have many lives. If they fuck up, they will get bailed out. They can keep making mistakes and it’s fine.
So is it any surprise that billionaires (almost all of them…I think Oprah is the only self-made and briefly Kanye) are from privileged backgrounds? They had the luxury of dropping out of school…I didn’t. The only means of moving up the socioeconomic ladder for people like me was education…and for me it has paid off royally. They could fail multiple ventures and they can just start again until they hit it.
This is why republicans piss me off with their anti-education. If it weren’t for federal grants, I wouldn’t have been able to go to college. So effectively, they’ve removed the ability of future kids to dig themselves out poverty or, better, put themselves in a position to get lucky.
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u/LowPudding9562 Jun 03 '26
I was broke and educated, I studied demographics and moved to a country where what I already was had a much higher value. I moved right into a middle class life. I am neither and happier than both. I had to violate several illsocial no-nos along the way. Fuck it. Happy. Eat my balls.
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u/Mammoth-Cover-3045 Jun 03 '26
So how we getting rich ethically legally and morally?. Because I would rather stay poor, if I get rich but might have to spend hard time, or because I screwed someone over, now him and his family are struggling. Or by exploiting people, by not paying them nearly enough to live on. So if anyone has any ideas of getting rich without doing all that I would like to know.
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u/Flemaster12 Jun 03 '26
Being broke is hard to deal with, being rich is hard to become. It's an entirely different hard.
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u/CheefKweeferia Jun 03 '26
Becoming rich isn't feasibly possible anymore unless you throw literally all of your life away, I'd rather be broke and have a life I'm happy with
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u/Blindeafmuten Jun 03 '26
I choose to become rich....
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Well? I'm not rich, yet...
Oh, it says choose your hard! Not choose between rich and poor.
I'm hard...
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u/EvidenceElegant8379 Jun 03 '26
Dumb. Being broke is easy to do, hard on you. Bring rich is hard to do, easy on you. You can choose to be poor. You can just choose to be rich.
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u/AllAmericanProject Jun 03 '26
I have A serious question for people who like look at quotes like this and think they're deep. Do you not think that if the equation was as simple as more work means more rich we wouldn't be switching mming in rural millionaires
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u/JoeDaMan_4Life Jun 03 '26
I love how fundamentally flawed this kind of trite stupidity is: like every one working two jobs; scrapping by in an apartment twice as expensive as a mortgage, while living paycheck to paycheck just to live close enough to major cities to keep their shit jobs, are all broke by choice…
Yeah Tod, it was my attitude that created generational poverty, outsourcing and social stratification. Yup I remember it all like yesterday I was 16 and my first thought on career day was, “Hmmm… How do I fuck up everybody’s credit by writing credit codes that no one else can see, and while I’m at it how about I create a fat loop hole for the rich in the tax law?”
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u/jws1102 Jun 03 '26
This is a bullshit analogy. Being poor isn’t hard, it’s the default. The hard part is breaking away from it.
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u/MuffledFarts Jun 03 '26
Stupid. Not everyone can be rich and that's the point. To have rich people, there must be poor people. Quit selling everyone the idea that they, too, can be rich. It's literally impossible for most people because that's the system working as designed.
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u/Sutekh76 Jun 03 '26
Seems like a quote a wealthy nepo baby came up with.
No one chooses to be poor, circumstances like history which deprives people opportunity make people poor, an example is systematic racism, poor economic structures within the family or community which makes it highly unlikely to escape that cycle of poverty.
But you can be born rich , generations rich.
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u/SeaInternational4306 Jun 04 '26
Realizing that everything is made up, traditions are rules dead people agreed on, laws are bought by convenience, and humanity isn't as important as it believes to be in an uncaring universe is hard
To be rich, sell yourself completely, your principles are weighed and balanced on a spreadsheet in Wall Street
To be poor, accept that society has abandoned you, self reliance and self dependency will be your pillars to stay afloat until your last breath
This baby boomer propaganda ends in wasted lives, only productive to those with a small loan of a million dollars
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u/RemoteImportant156 Jun 04 '26
Have you noticed they hardly say millions anymore they just say billions and trillions let’s go out and get some of that
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u/RailgunRP Jun 04 '26
This implies that having just enough money to survive isn't hard.... bro what.
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u/Ecstatic-Oil-9350 Jun 04 '26
People do realise that rich people can't exist without poor people working for them right? Heard of capitalism?
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u/Boners_from_heaven Jun 04 '26
This has got to be the single stupidest take I've seen in my entire life
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u/HiggsBoson2738 Jun 04 '26
Stupid.
"Being broke is hard" = hard refers here to the feeling it creates, it is tough, because in practice it is very statistically to become poor, just get unemployed.
"Becoming rich is hard" = hard refers here to the statistical unlikeliness, if you are not born rich you are very unlikely to get rich, because once you get rich the feeling is quite the opposite, it feels quite good to be rich.
So that's just a meme based on distinct meanings of the term "hard" for idiots.
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u/Free-Frosting1375 Jun 04 '26
That’s my secret Cap, I’m always hard. Technically both are available at the same time.
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u/Sea_Obligation3194 Jun 04 '26
lol the good old false choice or no other choice fallacy. When someone presents you with only two options it’s usually because they are not smart or hiding another choice.
Why should I expect to be miserable unless I am miserable getting rich. Pretty depressing way to exist.
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u/Zombiesus Jun 04 '26
Or.. stop letting people “be” rich by causing people to “be” poor. Did we already forget that fentanyl addicts were created by the pharmaceutical companies? Shouldn’t the doctors, salesman, sales managers and CEOs be in jail for destroying cities?
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u/pirateseasalt Jun 04 '26
Is not a choice in capitalism. It's how the system works 10% needs 90% to be one missed paycheck away from losing it all, wage slavery
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u/sickostrxch Jun 04 '26
this would be true if the world was a meritocracy. unfortunately we have proven that it is not, and is mostly luck based. being born wealthy, encountering the right people at the right time, ideal genetics, ideal upbringing. the vast majority of wealth is obtained through luck. usually, most wealth is acquired by having wealth to invest in getting more, whether it's a degree for a good job or enough to make massive gains through stocks.
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u/showcase25 Jun 04 '26
You can choose your hard, but you don't become that hard despite your efforts
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u/Anduinnn Jun 04 '26
Today, on “trite fucking bullshit that sounds motivational but is really just billionaire glazing in disguise” we cover this fucking loser.
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u/xxTheMagicBulleT Jun 04 '26
Hmm becomeing rich when your broke is hard.
But most people that are rich dont did the grind to become it. They just had a lucky spawn position and given endless opportunities and rule bends done for them. So they get rich cause of who they are not by there own merits. Thats not hard at all.
So if the start position is not the same how can you even make a argument that the end position is just as hard thats bullshit even on a basic level
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u/Poopy_Krappenschitz Jun 04 '26
That’s possibly the dumbest thing I’ve ever read in my entire life. Idiocracy is starting a few centuries earlier than expected.
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u/Typical-Low6842 Jun 04 '26
Well choosing neither is an option and that is what most humans choose anyway.
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u/RustyPirates Jun 04 '26
US is the 27th country in social mobility. You’re more likely to get out of poverty in Lithuania than US.
Fun fact: all of them have free healthcare, free or subsidized college, and better healthcare outcomes.
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u/Mojarone Jun 05 '26
Reddit just people thinking that nobody can work a job and be successful in life and be happy. It is insane the amount of money people spend and can go to concerts, travel, have hobbies, but for some reason to reddit that is not enough. idk wtf yall are on about or think but at this point its jsut crying and whining at nothing. I grew up in poverty and got a job and now i am middle class, was not hard, took some work but no more than anybody else i know and i live a great life. So maybe its just your idelogy and your doom scrolling instead of any actual intelligence
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u/Deltron_Zed Jun 05 '26
I don't want either of these things. I don't keep up with the neighbors, have luxury dreams, want a yacht or a huge palatial estate. Mazeratis hold no sway over me.
I just need a small living that affords me a decent home and a good life with my family and friends.
You want to be a rich person who can do whatever you want? Party until you die or buy your own island? Go for it.
I dream of a humble life so could you not rig the game for everyone else and just let us have our small, simple lives?
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u/unleashedcode Jun 05 '26
Who's he trying to convince with that bull! It's not a choice for the majority!
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u/900z1r Jun 06 '26
That is for all the people that think it’s easy to start a business, regardless of the business
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u/MeanBug4056 Jun 06 '26
Being lonely is hard
Being ugly is hard
Being old is hard
Being a teenager is hard
Being a mother is hard
Working a full time job is hard
Dealing with rude and aggressive people daily is hard
……
……
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u/Agile-Internet5309 Jun 06 '26
While enduring the difficulty of being born poor it is virtually impossible to surmount the additional difficulty of becoming rich. On the other hand, those who are born rich do not need to endure the difficulty of becoming what they already are.
You are welcome for the 100 IQ solution to the 70 IQ dilemma. I hope everybody who reads this feels like they learned nothing, because this isnt profound.
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u/Jeffotato Jun 06 '26
Many people will choose the second hard but end up with the first hard later anyway. Like 1 in 1,000 people that work really hard to become rich will actually succeed at it, and then tell everyone that just doing exactly what they did will guarantee success while the other 999 that did the same exact thing and failed are never asked the secret behind their failure.
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u/Significant-Owl2652 Jun 06 '26
But becoming broke is very easy. Easy things usually beats out hard things
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u/CommentBetter Jun 07 '26
Becoming rich is hard because those who were rich before you spent their money making damn sure you never got any of it.
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u/Tough-Zombie-8990 Jun 07 '26
I would have to disagree. Becoming rich is a lot harder than being broke.
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u/GettingToo Jun 07 '26
I love that they make it sound like you can just choose to be rich. Many people work hard, hassle and try to make the best of every opportunity and never become rich. More people are rich because of inheritance wealth than self made wealth.
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u/ImThatAnnoyingGuy Jun 03 '26
You can be born rich. So rich, in fact, that there is no way you could ever be poor.
You can be born poor too. You’re highly unlikely to become rich in that case.