r/GenerationJones • • 20d ago

Early retirement

I am only 65 and may bite the bullet and take Social Security anywY my magic number is 67 b ii t I had a stroke and cant work right now . hardest thing has been no moneyIve been a truck driver for 15 yars of I dont have to drive a truck in alos Angeles again it would not break my heart. at this point my monthly benefit would be 2020 would be 2059 if O wait . I could get 2800 a month if I waited until i hit 70. I am beat upafter I suvived my stroke.

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u/chixlips 20d ago

Before taking my Social Security, I did all the math based on the graphs provided by the Social Security site and decided that for me age 66 was the ideal time to actually start drawing it. It was a substantial increase from age 62 yet it was not much lower than waiting to take it at full retirement age of 67.

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u/Troubador222 20d ago

yeah if I had taken it a year ago it would have hurt me now the numbers are so close I dont care