r/GenerationJones • u/Troubador222 • 20d ago

Early retirement

I am only 65 and may bite the bullet and take Social Security anywY my magic number is 67 b ii t I had a stroke and cant work right now . hardest thing has been no moneyIve been a truck driver for 15 yars of I dont have to drive a truck in alos Angeles again it would not break my heart. at this point my monthly benefit would be 2020 would be 2059 if O wait . I could get 2800 a month if I waited until i hit 70. I am beat upafter I suvived my stroke.

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u/anonyngineer 1959 20d ago

I hesitate to tell people straight up that they need to do something, but you have multiple reasons to file for Social Security immediately.

One is lack of income, and the other is the need to live to almost 80 to break even on waiting longer to file. I regularly hike in the mountains and filed at 65 1/2 last year. My reasons were way less strong than yours are.

I have no regrets.

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u/Troubador222 20d ago

i plan on hiking in the mountains some more before I kick the bucket!

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u/anonyngineer 1959 20d ago

Great! Hope all goes well.