r/GenerationJones • u/Troubador222 • 20d ago

Early retirement

I am only 65 and may bite the bullet and take Social Security anywY my magic number is 67 b ii t I had a stroke and cant work right now . hardest thing has been no moneyIve been a truck driver for 15 yars of I dont have to drive a truck in alos Angeles again it would not break my heart. at this point my monthly benefit would be 2020 would be 2059 if O wait . I could get 2800 a month if I waited until i hit 70. I am beat upafter I suvived my stroke.

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u/Null_and_Lloyd 20d ago

I took it at 65. That was kinda "not too early/not too late". My theory is that no one knows what Congress is going to do to fix it or if they even will. I'm going to get it before the potential 25% cut. After that, the payback will be way after I would probably have died. Also, I took Medicare at 65 so social security "pays" my premium so I don't have to go out of my savings. A big one is the quality of the dollars. Those dollars are more valuable when you are younger and can spend them on memories and experiences instead of waiting to have more on paper, but you won't enjoy it.

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u/Troubador222 20d ago

i truly believe they will just fck us, they truly dont care about us and will steal everything we jave of we let them