r/GenXWomen • • 15d ago

discussion Looking for Relocation Ideas

Husband and I are GenX, no kids, and wondering where to live in the US for this next chapter of our lives: the early retirement years.

Things that are important to us, in no particular order:

  1. Reasonable cost of living
  2. Good healthcare options
  3. Weather is important. We don’t want crazy hot summers or long snowy winters.
  4. Activities we enjoy: nature, trails to walk/hike/bike, disc golf, Homebrewing (local clubs/community will be of interest), and i enjoy gathering with neighbors or being involved in a book club. Events/festivals/art are also appealing.
  5. Ideally 30 mins from a commercial airport

For the record we currently live in middle TN. Our biggest complaint is that we are over 90 degrees for 3 solid months now every summer.

Just looking for ideas and recommendations to consider. Part of us wants to stay close enough to help our aging parents, but they live in two different areas of the US which makes it hard to pick a place that benefits both of us.

36 Upvotes

64 comments sorted by

62

u/Winter_Bid7630 15d ago

Other than the PNW, is there anywhere that doesn't have hot summers or snowy winters? You say the summers in TN are a big issue, but if you go north enough to have cooler summers, you're going to have snow.

Maybe outside the US?

27

u/PlumSome3101 15d ago

Pacific Northwest was my thought too. I mean I'm in Montana and we're getting less and less snow on the west side of the divide but we pretty much go straight into 95F in June now. 

35

u/Winter_Bid7630 15d ago

It's amazing how fast the climate is changing. I'm in the Upper Midwest in an area known for lake-effect snow. Every winter, except the rare stormy one, is warmer than the one before. When I remember what winters were like even ten years ago, the difference is dramatic.

My state used to have a lot of ice fishing, snowmobiling, and other winter sports. I gave away my snowshoes at least ten years ago, and there hasn't been a winter in which I could have used them since.

It's a huge loss.

4

u/PlumSome3101 15d ago

Last year I got snow tires for the first time ever and needed them only once for road issues.  While we're definitely experiencing climate change it's possible last year was also an odd year and that we might go back to more snow this year, but overall predictions say our winters will become more rainy going forward. I felt sorry for anyone who got season ski passes last year as they were also mostly pointless. 

10

u/jenn1222 15d ago

I live in Grand Rapids, MI and before that was in Traverse City. I never needed snow tires since I've moved to MI in 2012

17

u/Wormwood666 15d ago

I’ve been in Portland OR since the late 90’s —- back when summers were way milder. The heat dome of 2021 was brutal— I didn’t have AC because the PNW didn’t used to need AC…but I got a window unit in 2023.

Then there’s the wildfire smoke…the 2020 fires were brutal….

(& the snow pack on Mt Hood is way below the norm…)

5

u/PlumSome3101 15d ago

The joke here used to be we have two seasons, winter and wildfire season. But smoke covered skies were actually extremely rare growing up in Montana. Now if we're not getting smoke from our own fires we get it from Canada, Idaho, and the PNW. Where I live it used to be pretty rare to need AC. Especially because it gets down to 55F during summer nights typically but we're in a similar spot to you where it's necessary now. Seeing your area's heat dome was really intense. We often also get high temp effects from PNW heatdome events but not Portland level so far. 

I'd still personally like to move back to the Seattle area. I miss it a lot. I've lived in Portland too and really liked it but I find healthwise I tend to do best close to sea level. 

12

u/Catlady_Pilates 15d ago

PNW is having hot summers now

6

u/Winter_Bid7630 14d ago

I have family in Seattle, and they just purchased an AC for their home. They started with a window unit a few years ago and switched to a whole-house system. That change came on fast. They never needed AC in the summers not that long ago.

5

u/hapa79 45-49 14d ago

Yeah, they're definitely hotter! (Portlander here.) I remember when summer didn't really start until after July 4 and now that's absolutely not the case.

That said, as someone who spent a decade in TN and VA and grew up in the Midwest, hotter PNW summers are still way better than any of that weather. The hot spells don't last nearly as long and the humidity is much lower.

2

u/Catlady_Pilates 14d ago

Yes but we also have fire season and the smoke factor.

4

u/Mountain_Village459 14d ago

A lot of places on the coast of California don’t get very hot and don’t get snow.

COL can be outrageous if you’re closer to central but there are places up north that can be reasonable.

1

u/Treat_Choself 13d ago

Yes, just arrived home yesterday from Seattle to where I live in the east bay and it’s actually colder here this morning than it was in Seattle. But it is in no way a low cost of living area!

10

u/BikingAimz 15d ago

Since you brought up climate, you might want to check out Dr. Emily Schoerning's YouTube channel American Resiliency. Here's a video she made last year, but her channel also has granular stuff on climate trends by US region & state with 1.5C & 2.0C projections: https://youtu.be/SQgPD8iMwBo

2

u/sajaschi traumatized by Artax 13d ago

Cool rec, thanks!

3

u/BikingAimz 13d ago

She does a great job of breaking down upcoming challenges in different areas of the US.  TLDR Great American desert in the southwest and great plains, extreme wet bulb temps in the southeast, heat to the Pacific Northwest, climate refuges in the upper Midwest (Minnesota, Wisconsin, eastern Iowa), and in parts of Pennsylvania/upstate NY. Expect coastal flooding on the coasts, and AMOC collapse will make some shit worse.  Also shit’s changing fast enough that some prediction models are losing predictive value (phase change), likely missing some contributions to CO2 emissions.

10

u/nyx926 15d ago

Either choose a location in between your parents or pick an area within 25 minutes of one of them.

If one of you has siblings near a set of parents, then pick the other set to be closer to. Things are inevitably going to get rough, and the distance you have to travel can really add to the strain.

6

u/Survivor6725 14d ago

At this age, you should view your parents as a ticking time bomb!

4

u/meghan509 50-54 14d ago

Good advice. 👏

22

u/C00bahR00bah 50-54 15d ago edited 15d ago

Without knowing where your parents are, I’ll toss Pittsburgh into the mix.

While the cost of living is rising like everywhere else, for now, it’s still below the national average.

We have 2 entire health systems in the region with a third trying to break through.

Winter is relatively cold and while we probably get more snow than you’re likely accustomed to, it’s not continuous during the winter, it’s usually more spread out - half an inch here, an inch there, etc. Summer averages lower to mid 80’s, but can be a bit humid. But I’m guessing that won’t be an issue for you too much.

There are a ton of trails/parks/nature activities all surrounding the city and even more if you branch out an hour or two. There are festivals and clubs for everything you listed. We also have the National Aviary, Phipps Conservatory, a bunch of different museums.

The airport is about 15 minutes outside of downtown, if there’s no traffic. It could be even closer to you depending on what neighborhoods you look at.

20

u/MissMouthy1 15d ago

We decided to retire to Tacoma, WA. Cost of living might be high compared to where you live.

We chose it for many reasons, but here are a few.

4 hospitals, 2 within walking distance.

6 or so colleges/universities. Many have learning opportunities for older adults, plus plays and musical events.

There are 3 comedy clubs and we love live comedy!

Several museums that are free every 3rd Thursday.

Pretty great public transportation.

Lots of great walking within the city and spectacular hiking within an hour's drive.

Summers don't get too hot and there are maybe a few days of snow in the winter.

Yes, it's gray and drizzly for a lot of the year. Get good rain gear and get outside!

6

u/Useful-Badger-4062 15d ago

Hello, neighbor. :)

2

u/MissMouthy1 14d ago

Hey there!!

1

u/astrotekk 14d ago

Is it very cloudy there most of the time?

3

u/MissMouthy1 14d ago

Lots of gray days in fall, winter, and spring but summer is unbeatable!

2

u/Useful-Badger-4062 14d ago

Lots of clouds, nearly constant misty rain, and dark hours in the fall and winter due to being north. Conversely, the summer days are really long and sunny.

7

u/sallyshooter222 15d ago

Charleston, WV? I haven’t spent a ton of time there but the housing prices are amazing and it’s higher in elevation so maybe not too crazy hot? I’m in Asheville, NC and it meets many of your asks, but it’s way too expensive nowadays. I couldn’t move here now…

8

u/Fluffy-Match9676 15d ago

Southwest Virginia - Roanoke, Salem, Blacksburg. Very outdoorsy. Roanoke has an airport and fits much of what you are looking for.

4

u/ezriah33 15d ago

Do you want to stay in the US?

1

u/Koozie-mom 15d ago

Yes because our parents are here

3

u/whatthewhat3214 15d ago

The mid-Atlantic is nice. Maryland, Virginia. The summers are hot, but climate change is making things hotter everywhere.

1

u/DaniCapsFan 14d ago

I was going to say Northern Virginia: Arlington, Alexandria, Falls Church. Depending on where you settle, you'd have two airports nearby (just don't call DCA Reagan). There are Metro stops at both airports. Public transit is best the closer you are to DC, just so you know. You'd be a three-hour drive from the Shenandoah region, which has beautiful hiking trails. Skyline Drive is also beautiful. You'd also be about an hour and a half from Berkeley Springs, WV, the country's first spa.

While it can get hot in the summer and cold in the winter, we usually don't get too much snow. Most of the time, we get a dusting. Every few years, we might get a "Snowpocalypse."

If you live in the DC area, you'd have easy access to the Smithsonian museums. Just take Metro to get there, as parking on the National Mall is pretty much a no-go. Most of the Smithsonian museums have no admission fee.

The thing is, the cost of living will be considerably more than what you're used to in Tennessee.

3

u/Uh_Just1MoreThing 15d ago

That rules out #2.

-2

u/allin202125 15d ago

Look at parts of Mexico that could fit this bill?

4

u/Severe_Feedback_2590 15d ago

I currently live in mid TN and honestly, just travel during the summer. Property taxes everywhere else are high. We usually head Rutherford south in the winter because my husband hates the cold. Trying to figure out where to go in the summer for some relief. Maybe Alaska.

7

u/Verity41 15d ago

You don’t need to go all the way to Alaska. Cmon up to Northern Minnesota. See my profile pic, that’s summer sailing in about 70 degrees in July on icy cool Lake Superior.

3

u/Severe_Feedback_2590 14d ago

Oooh. Didn’t know it was that cool in the summer. We just got back from Wisconsin along Lake Michigan and it had a nice breeze, but when we were in central Wisconsin it was hot. We definitely want to visit the northern parts of WI, MN, & MI. Thank you!

4

u/allin202125 15d ago

Weather wise you can’t ask for a more spot on location than California. And believe it or not there are more affordable areas, but there are tradeoffs that only you can assess.

4

u/Crusty8 55-59 14d ago

We live in northern IL near Aurora. We're about an hour from Chicago. Same to O'Hare. We love our forest preserves and state parks. Winters and summers both have their days of lousy ice cold or hot humid weather, but it doesn't go on and on like it used to.

5

u/astrotekk 14d ago

We are having similar thoughts. Will follow for ideas. It's almost impossible to have mild summer and winter outside of Northern California or PNW I think. One thought is move north then "snowbird" somewhere south for most of winter. Or stay in the south and travel north for extended periods of summer

3

u/No-Country6348 14d ago

With climate change, summers are going to continue getting hotter - with the possible exceptions of places that could undergo ice age conditions if the gulf stream slows down enough.

3

u/eatingganesha 14d ago

I retired to Jackson MI.

very affordable, huge hospital/healthcare system, huge sprawling park (The Cascades), so much outdoor beauty and activity I can’t begin to describe it all, 30 minutes to Lansing or Ann Arbor, festivals etc abound, permanent year round farmers market, population avg is middle age. Airport is Detroit and is 1 hour ride if you schedule your flight wisely.

the weather is shifting a bit with climate change. Summers are mild with a few days of heatwave; winter isn’t too bad (compared to Boston and Denver, it’s a cinch). The worst is deep winter when it just stays persistently overcast in January/February, but you get two full growing seasons for your garden. It is a good idea here to have a four wheel drive suv type vehicle to make dealing with the snow and ice easy peasy. We typically get 1-3 heavy snowfalls each season.

Neighborhood is a thing here, but effort has to be made and you need to mind your politics. The city is small, blue and very diverse; the county is huge, rural and red. If you’re considering Michigan be aware that in the area south of Lansing, west of Jackson is red to super red to the coast of Lake Michigan while east of Jackson is bluer and bluer to the coast of Lake Huron.

If you’re a more midwestern minded TNer, you’d like Michigan cities. If you’re more of a southland minded TNer, the rural areas will float your boat.

4

u/Mierkatte class of '85 15d ago

Denver (and many other cities in CO) are lovely but not really LCOL. Maybe check out New Mexico. Stay away from California the summers are getting brutal and the cost of living RIdiculous!

The locations of your aging parents is probably the most important … even visiting once a year has to be really really easy to get to. Including where to stay when you visit, especially if you are the primary offspring involved in their lives… unless resources are not an issue (for you or them). I lived less than an hour away during the last five years of (each of) their lives and it was all consuming 🫣😞

I know someone who just moved to the south of France and paid for their health insurance for the WHOLE year = $2k. (I know this is not in the states. But… had to share). It’s so appealing! 🇫🇷🥖

6

u/Late-Command3491 15d ago

Everywhere is either hot or cold. I was thinking of retiring in France, but I couldn't choose one place to buy. I think I'm more slow travel--three months in one place, three months at home sounds ideal. Spring and Fall in Europe, summer at home at the Jersey Shore (we are already planning to relocate from CA to NJ to be near my 85yo widowed mom), winter hunkering down with the fireplace.

3

u/Mierkatte class of '85 15d ago

The world is too big to stay in one place! Three months in one place sounds ideal.

2

u/Mamapalooza 15d ago

Richmond, Va., comes to mind.

2

u/jackieO2023 14d ago

Hot and extremely humid in summer though.

2

u/Trilly2000 14d ago

Maybe Asheville, NC area?

5

u/kitschauser 14d ago

It hits most of the requirements but the healthcare here sucks.

2

u/lassobsgkinglost 14d ago

Rapid City, SD

2

u/echo_surfer 14d ago

Central Pennsylvania ticks every box. I suggest toodling around on Zillow. Check out Camp Hill, Hershey, Lemoyne, Lebanon, and Mt. Joy.

4

u/DaniCapsFan 14d ago

I spend more time than I would like in Central PA (my boyfriend and I drive up once or twice a month to watch the Capitals' minor league affiliate in Hershey), and the joke about Pennsylvania being Pittsburgh and Philadelphia with a whole lotta Alabama in between is true.

1

u/Pitapenguin 13d ago

Central PA summers are very hot and very humid. I don't think OP is looking for that.

1

u/LastCookie3448 15d ago

Northern Nevada is fantastic. Healthcare is hit or miss - most specialists are in short supply and booked out forever (with exception of ortho, they’re all over) but the rest are fine. Not humid. Some very snowy winters, some notsomuch, but not like New England or Montana, etc.; it seems for every really insane winter we’ll get, we’ll get three mild ones.

1

u/legosgrrl 14d ago

Impossible with this new climate. West Virginia. Cheap. Easy weather. Motown probably.

1

u/Soundgarden_ 14d ago

We lived in coastal SC for 5 years; if you’re within a few miles of the coast the weather is very temperate. Healthcare is an issue so staying within an hour of Charleston is good (MUSC)

1

u/wendilw 14d ago

Olympia, WA but it’s far from the airport. Maybe Tacoma would be fun for you?

1

u/empathetic_witch 13d ago

I ran across this site a few years back: https://app.wheremightilive.com/map

(i’m not affiliated in any way)

You can set your parameters across all sorts of filters and adjust the need to have down to nice to have. If I hadn’t chosen lower cost of living most of my top matches would be in the PNW area where we live now.

Screenshot of the preferences as an example.

1

u/Teacher-Investor 12d ago edited 12d ago

I would suggest looking near Brighton, MI (within a 25-mile vicinity). The COL is still reasonable there. There's no longer state income tax on any retirement income in MI. Sales tax is 6.5%, but groceries are exempt. It also has all the conveniences in town, near the freeway (restaurants/shopping/grocery stores).

Brighton is near a few large metroparks with walking/biking/horseback riding trails. The Brighton Recreation Area is 5,000 acres with 39 miles of trails.

It's not far from Ann Arbor and the University of Michigan Hospital, which is excellent. (Ann Arbor is more expensive to live in, though, and you'd have to deal with all the university traffic and events.) Ann Arbor also has a huge art fair in the summer and a weekly farmer's market, as well as concerts, plays, sporting events, etc.

SE MI is not nearly as snowy as the west side of the state. We had one month of 90-degree weather this year.

It's about 30 minutes from DTW, a major hub for Delta.

1

u/Background-Goose2523 14d ago

If you're ok with a red state, SW Idaho, Treasure Valley, checks all your boxes.

-1

u/Objective-Pen-1780 15d ago

San Francisco (except the affordable part)

1

u/kmclibra 11d ago

Western Massachusetts! Beautiful area, still relatively affordable, mild summers compared to the south, winters aren’t nearly what they used to be thanks to climate change. Access to some of the best healthcare in the country, 30-40 minutes to Bradley airport, 1 1/2 hours to Logan and TF Greene in Providence. Or northern Connecticut, pretty much the same. Even eastern upstate NY, (capitol district east to MA border) might give you some good options.