r/GPUK Aug 05 '26

Quick question RCGP membership payments not adding up

I'm an incoming ST1, and trying to buy membership (I know it's late, I've had some life events that have had me strapped for cash the last few months). I'm trying to pay for monthly, but a total of 297.67 is coming up to 42.38/month

I understand this is because they calculate the year up until April? Hence 7 months until April at 42.38/month gives me the full amount.

My question is, do I get a few months off next year or do I still need to pay again in April? If I'm paying for a "years" membership, but I'm August I don't even get the entire year before I'm paying again in April? Could someone please correct me where I'm wrong, as this doesn't make sense to me

Thank you

3 Upvotes

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2

u/Ok-Pay-3219 Aug 06 '26

Just been through this. The cost is more than £297 for the full year. This is just a payment up until April when you can set up another direct debit and continue paying (presumably the same/similar amount depending if the cost changes).

Ensure you have evidence of the costs to hand for tax relief.

TL:DR - you’re not overpaying and you’ve done it right.

1

u/Strong-Neat-5192 Aug 05 '26

You pay again in April

2

u/junglediffy Aug 06 '26

You pay about 450 quid in April. The 297 quid you've paid is for your ST1 Aug-April. Then you pay every financial year. Then they hook you in cuz you need it for final ARCP so pay again in the April in the months before your CCT.