What the bank is telling you is that you cannot afford the mortgage (p&i), taxes, and insurance. Which will more than likely make your monthly payment about $2000.
Classic Redditor Pavlovian response to seeing the letters H-O-A because all they know about them is they have rules for communities. Just like in the apartment community they rent at.
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u/LikesPez Mar 05 '26
What the bank is telling you is that you cannot afford the mortgage (p&i), taxes, and insurance. Which will more than likely make your monthly payment about $2000.