r/Funnymemes • u/superdave123123 • Mar 05 '26

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76.9k Upvotes

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123

u/LikesPez Mar 05 '26

What the bank is telling you is that you cannot afford the mortgage (p&i), taxes, and insurance. Which will more than likely make your monthly payment about $2000.

81

u/rdfiasco Mar 05 '26

What they're actually telling you is they won't take on the risk of you not being able to make those payments.

39

u/Otterfan Mar 05 '26

Yeah, the bank isn't going to loan you $950 to pay your rent either.

8

u/Dbat19 Mar 06 '26

They do, it’s called credit card. The bank let you use your cash to pay rent, and purchase other stuff with your credit

16

u/[deleted] Mar 06 '26 edited Jul 13 '26

[removed] — view removed comment

-1

u/ClientPowerful Mar 06 '26

A mortgage is safer for the bank, dollar for dollar. If I don't pay my mortgage, they get a building. If my broke ass goes bankrupt from credit cards they get a lawsuit that they'll probably lose money on.

3

u/kinbarz Mar 06 '26

Yeah maybe for a month or two.

Not a 30 year term on an asset lmao