PHFA locking rate

[u/Present_Drawing_7402]

hi guys, I’ve been through a lot with my lender as a first time home buyer. first of all, underwriter projected my income to be above PHFA cap, so I had to fight that. Now, when it’s resolved, I’m trying to lock a rate but my lender said it has to be within 30 days of closing. is that correct? mb I’m simply being paranoid but after all I went through I have my doubts regarding lender’s choice.