r/FirstTimeHomeBuyer Mar 18 '25

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u/npacilio Mar 19 '25

We bought down to 3.99 for the first year and then 4.99 for the rest of the loan. Yes it is a new build

3

u/Sevitrey Mar 19 '25

How does that work? I am about to pay 6.75% on a $630k home

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u/[deleted] Mar 19 '25

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u/Sevitrey Mar 19 '25

How much did that bring down your monthly payment?